964 E King St, Winona, MN 55987 Property Records

Winona County property record for 964 E King St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 566 sqft · built 1896
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,900 (Feb 2019)
Tax Bill	$1,846 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 1 more
APN	`32.200.6460`

Property Details

APN / Parcel Number

Primary APN	`32.200.6460`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	566 sqft Living Area
1st Floor Area	566 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	1,024 sqft
Porch	Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	964 E KING ST
City	WINONA
State	MN
Zip	55987-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-107 RANGE-007 HAMILTON ADDITION LOT-009 BLOCK-004 E C HAMILTON'S ADDITION E 1/2, & W 1/2 LOT 10 BEING 50' X 150'
Legal Range	007
Legal Township	107
Legal Section	25
Legal Subdivision	HAMILTON ADDITION
Legal Block	4
Legal Lot Number	9-10
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2090
Census Tract	670700

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	964 E KING ST, WINONA, MN 55987-4718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 28, 2019	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	2019615416
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	964 E KING ST, WINONA, MN 55987-4718
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	634385
Date	Jun 3, 2021
Instrument	634385

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 1, 2041

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	964 E KING ST, WINONA, MN 55987-4718
Transaction Type	Mortgage
Record Updated	Apr 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	623685
Date	Apr 8, 2020
Instrument	623685

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Feb 28, 2019
Property Address	964 E KING ST, WINONA, MN 55987-4718
Document Number	615416
Instrument Date	Feb 22, 2019
Instrument	615416
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TITLE UNITED LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$497.97
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	964 E KING ST, WINONA, MN 55987-4718

Mortgage

Document Number	615417
Date	Feb 28, 2019
Instrument	615417

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,846.00 (+43.77%)
2025		$153,800 (+7.63%) Land $41,600 Building $112,200	$153,800 (+7.63%) Land $41,600 Building $112,200
2023	$1,284.00	$142,900 Land $40,000 Building $102,900	$142,900 Land $40,000 Building $102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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