964 Cold Spring Rd, Roxbury, NY 12474 Property Records

Delaware County and Roxbury Town property record for 964 Cold Spring Rd, Roxbury, NY 12474 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,168 sqft · built 1972
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`124800 200.-1-15.2`

Property Details

APN / Parcel Number

Primary APN	`124800 200.-1-15.2`
Alternative APNs	`48002000000001015200` `08001302026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,168 sqft Living Area
1st Floor Area	1,500 sqft
2nd Floor Area	1,668 sqft
Upper Floors Area	168 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	08001302026
Street Address	964 COLD SPRING RD
City	ROXBURY
State	NY
Zip	12474-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL#41 L-38
Legal Block	1
Legal Lot Number	15.200
Jurisdiction	DELAWARE NY
Township / Civil Division	ROXBURY
Census Block Group	2
Census Block	2037
Census Tract	971100

Owner

Source: Delaware County and Roxbury Town records · APN 124800 200.-1-15.2

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	964 COLD SPRING RD, ROXBURY, NY 12474-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	964 COLD SPRING RD, ROXBURY, NY 12474-1421
Transaction Type	Mortgage
Record Updated	Apr 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2292/332
Date	Mar 16, 2021
Book Page	2292/332
Instrument	2158

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Delaware County and Roxbury Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Roxbury Town
Unified School District	Roxbury Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,317.00 (+108.25%)	$280,600 (+47.53%) Land $32,300 Building $248,300	$283,434 (+1.34%) Land $32,626 Building $250,808
2023		$190,200 (-) Land $24,200 Building $166,000	$279,700 (+19.12%) Land $35,587 Building $244,113
2022		$190,200 Land $24,200 Building $166,000	$234,800 Land $29,875 Building $204,925
2021	$2,073.00 (-48.87%)
2020	$4,054.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (36025C), updated October 13, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.