964 Central Ave, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 964 Central Ave, Dunkirk, NY 14048

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,042 sqft · built 1925
Lot Size	0.12 acres (5,240 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Dec 2021)
Tax Bill	$1,601 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
APN	`060300 96.11-2-2`

Property Details

APN / Parcel Number

Primary APN	`060300 96.11-2-2`
Alternative APNs	`03000960110002002000` `030019200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,042 sqft Total Area
1st Floor Area	1,034 sqft
2nd Floor Area	1,008 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,240 sqft (0.12 acres)
Lot Dimensions	131 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030019200
Street Address	964 CENTRAL AVE
City	DUNKIRK
State	NY
Zip	14048-3432
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	40 X 131 RES; OLD APN: 060300 62-4-31
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3007
Census Tract	35700

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	964 CENTRAL AVE, DUNKIRK, NY 14048-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Aug 4, 2016 · Amount on Record
Deed Document Number	20218562
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Dec 14, 2021
Property Address	964 CENTRAL AVE, DUNKIRK, NY 14048-3432
Document Number	DE2021008562
Instrument Date	Dec 13, 2021
Instrument	DE2021008562
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 CENTRAL AVE, DUNKIRK, NY 14048-3432

Mortgage

Document Number	MT2021005526
Date	Dec 14, 2021
Instrument	MT2021005526

Lender

Name	SOUTHERN CHAUTAUGUA FEDERAL CREDIT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,601.00 (+3.29%)
2025	$1,550.00	$38,500 (-) Land $2,300 Building $36,200	$87,500 (+25%) Land $5,227 Building $82,273
2023		$38,500 (-) Land $2,300 Building $36,200	$70,000 (+14.55%) Land $4,182 Building $65,818
2022		$38,500 Land $2,300 Building $36,200	$61,111 Land $3,651 Building $57,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–1986)
Most Recent Claim	Aug 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

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