Etowah County property record for 964 Cedar Cv, Southside, AL 35907
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,389 sqft · built 2003 |
| Lot Size | 0.6 acres (26,300 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,755 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04-18-0-001-011.032 |
| Primary APN | 21-04-18-0-001-011.032 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,389 sqft Living Area |
| 1st Floor Area | 2,333 sqft |
| 2nd Floor Area | 1,056 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 26,300 sqft (0.6 acres) |
| Lot Dimensions | 263 ft deep x 100 ft wide |
| Loading Dock | 312 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 100619 |
|---|---|
| Street Address | 964 CEDAR CV |
| City | GADSDEN |
| State | AL |
| Zip | 35907-6951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR LT 118 CEDAR BEND SOUTH SUB PLAT J-103 18-13-6 DEED 1652-109, D-97-3294 D-99-4840 |
| Legal Subdivision | CEDAR BEND SOUTH |
| Legal Lot Number | 118 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10504 |
964 Cedar Cv is owned and occupied by two individuals.
Source: Etowah County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 964 CEDAR CV, GADSDEN, AL 35907-6951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 964 Cedar Cv was $1,755 with a homeowner's exemption, down 17.2% from the year before.
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Southside City |
| Unified School District | Etowah County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,755.00 (-17.18%) Homeowner's exemption | ||
| 2025 | $2,119.00 Homeowner's exemption | $52,900 Land $3,500 Building $49,400 | $529,000 Land $35,000 Building $494,000 |
| 2023 | $2,119.00 (+22.7%) Homeowner's exemption | $52,900 (+22.06%) Land $3,500 Building $49,400 | $529,000 (+22.06%) Land $35,000 Building $494,000 |
| 2022 | $1,727.00 Homeowner's exemption | $43,340 Land $3,500 Building $39,840 | $433,400 Land $35,000 Building $398,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 964 Cedar Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 964 Cedar Cv is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHSIDE WATER WORKS AND SEWER BOARD serves 12,327 people · EPA ID AL0000591 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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