Sacramento County property record for 964 Carter St, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,878 sqft · built 1999 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $448,000 (Mar 2007) |
| Tax Bill | $6,715 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-1680-011-0000 |
| Primary APN | 072-1680-011-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 1,878 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 964 CARTER ST |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-9569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SP-SF (6,5 |
| Legal Description | WILLOW SPRINGS 05, LOT 62 |
| Legal Subdivision | WILLOW SPRINGS 05 |
| Legal Lot Number | 62 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 8508 |
Source: Sacramento County records · APN 072-1680-011-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 964 CARTER ST, FOLSOM, CA 95630-9569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 26, 2020 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Mar 29, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2007 · Amount on Record |
| Deed Sale | Mar 29, 2007 · Amount on Record |
| Prior Sale | Mar 02, 2001 · Amount on Record |
| Deed Book / Page | 20070329 / 1265 |
| Last Transfer Date | Mar 09, 2017 |
| Transfer Doc | 0000000036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 964 CARTER ST, FOLSOM, CA 95630-9569 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 964 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 0000000622 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022051100622 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 964 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 2007081030 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 964 CARTER ST FOLSOM CA 956309569, FOLSOM, CA 95630-9569 |
| Document Number | 2007081030 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 2007081030 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 07, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 29, 2017 |
| Property Address | 964 CARTER ST, FOLSOM, CA 95630-9569 |
| Document Number | 0000000036 |
| Book / Page | 170329 / 000036 |
| Instrument Date | Mar 09, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 964 CARTER ST FOLSOM CA 956309569, FOLSOM, CA 95630-9569 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $612,210 (+2%) Land $334,804 Building $277,406 | |
| 2025 | $6,715.00 (+2.14%) Homeowner's exemption | $600,207 (+4.04%) Land $328,240 Building $271,967 |
| 2024 | $6,574.00 (-3.82%) | |
| 2023 | $6,835.00 (+1.38%) Homeowner's exemption | $576,902 Land $315,495 Building $261,407 |
| 2022 | $6,742.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 482 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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