964 Big Cedar Dr, Dunlap, TN 37327 Property Records

Sequatchie County property record for 964 Big Cedar Dr, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,117 sqft · built 2024
Lot Size	0.723 acres (31,500 sqft)
Owner	2 Company Names on File
Last Sale	$26,100 (Oct 2023)
Tax Bill	$2,154 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`077021M A 01700`

Property Details

APN / Parcel Number

Primary APN	`077021M A 01700`
Alternative APN	`021M A 01700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,117 sqft Living Area
1st Floor Area	2,117 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,500 sqft (0.723 acres)
Lot Dimensions	150 ft deep x 210 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1,460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	964 BIG CEDAR DR
City	DUNLAP
State	TN
Zip	37327-6087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: OLD MADISON ESTATES
Legal Subdivision	OLD MADISON ESTATES
Legal Lot Number	101
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	2
Census Block Group	1
Census Block	1027
Census Tract	60103

Owner

964 Big Cedar Dr is owned by a company that acquired it in April 2025.

Source: Sequatchie County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	964 BIG CEDAR DR, DUNLAP, TN 37327-6087
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Jun 27, 2024	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Apr 4, 2025	Intrafamily Transfer, Transfer
Oct 23, 2023	Warranty Deed, Transfer
Jun 16, 2023	Warranty Deed, Transfer
Jun 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on File
Deed Sale	Oct 23, 2023 · Amount on File
Prior Sale	Jun 16, 2023 · Amount on File
Deed Document Number	20232296
Deed Book / Page	465 / 681
Last Transfer Date	Apr 4, 2025
Transfer Doc	0000001047
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	964 BIG CEDAR DR, DUNLAP, TN 37327-6087
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 BIG CEDAR DR, DUNLAP, TN 37327-6087

Mortgage

Document Number	0000000503
Date	Feb 19, 2026
Book Page	479/1901
Instrument	26000503

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	15699 RANKIN AVE, DUNLAP, TN 37327

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 19, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	964 BIG CEDAR DR, DUNLAP, TN 37327-6087
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 LEWIS CHAPEL RD, GRAYSVILLE, TN 37338-4640

Mortgage

Document Number	0000001686
Date	Jun 27, 2024
Book Page	470/1471
Instrument	24001686

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	15699 RANKIN AVE, DUNLAP, TN 37327

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 26, 2025

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEQUATCHIE TN
Recording Date	Apr 4, 2025
Property Address	964 BIG CEDAR DR, DUNLAP, TN 37327-6087
Document Number	0000001047
Book / Page	474 / 1887
Map Reference	MB A PG 62
Instrument Date	Apr 4, 2025
Instrument	25001047
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 BIG CEDAR DR, DUNLAP, TN 37327-6087

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Oct 23, 2023
Property Address	964 BIG CEDAR DR, DUNLAP, TN 37327-6087
Document Number	0000002296
Book / Page	465 / 681
Map Reference	MB A PG 62
Instrument Date	Oct 20, 2023
Instrument	23002296
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$96.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 LEWIS CHAPEL RD, GRAYSVILLE, TN 37338-4640

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jun 16, 2023
Property Address	964 BIG CEDAR DR, DUNLAP, TN 37327-6087
Document Number	0000001318
Book / Page	459 / 781
Map Reference	MB A PG 62
Instrument Date	Jun 9, 2023
Instrument	23001318
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$81.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 HORSESHOE RD, SIGNAL MOUNTAIN, TN 37377-7529
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jun 28, 2021
Property Address	964 BIG CEDAR DR, DUNLAP, TN 37327-6087
Document Number	0000002039
Book / Page	421 / 758
Map Reference	MB A PG 62
Instrument Date	Jun 10, 2021
Instrument	21002039
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$66.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2603, CLEARLAKE, CA 95422-2601

Tax Assessment & Valuation

The 2025 property tax bill for 964 Big Cedar Dr was $2,154.

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,154.00	$117,300 Land $7,000 Building $110,300
2023	$129.00 (-37.07%)	$7,000 (-16.67%) Land $7,000	$469,200 (+1,296.43%) Land $28,000 Building $441,200
2022	$205.00	$8,400 Land $8,400	$33,600 Land $33,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 964 Big Cedar Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Big Cedar Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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