964 56th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 964 56th St, Oakland, CA 94608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,172 sqft · built 1908
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Apr 2023)
Tax Bill	$11,270 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`15-1301-32`

Property Details

APN / Parcel Number

Primary APN	`15-1301-32`
Alternative APN	`015-1301-032-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1919
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,750 sqft (0.086 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	964 56TH ST
City	EMERYVILLE
State	CA
Zip	94608-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00032 BLK: AR: 0015 PAGE: 1301
Legal Subdivision	1 NEW KEY ROUTE
Legal Block	B
Legal Lot Number	5
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1008
Census Tract	400900

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 20930, PIEDMONT, CA 94620-0930
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF EAST ASIA (USA) NA
Apr 7, 2023	Grant Deed, Construction Loan · Construction Mortgage NORTHERN CA MORTGAGEFUND XII LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2023 · Amount on Record
Deed Sale	Apr 7, 2023 · Amount on Record
Deed Document Number	202339772
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	964 56TH ST, OAKLAND, CA 94608-3129
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SCENIC AVE, PIEDMONT, CA 94611-3418

Mortgage

Document Number	0000093777
Date	Aug 17, 2023
Instrument	2023093777

Lender

Name	THE BANK OF EAST ASIA (USA) NA
Type	Bank
Address	NEW YORK, NY 10036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	6.5%
Max Rate At Change	7.5%
Margin	4
Max Rate	12.5%

April 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 7, 2023
Property Address	964 56TH ST, OAKLAND, CA 94608-3129
Document Number	0000039772
Map Reference	LB 21 PG 19
Instrument Date	Apr 4, 2023
Instrument	2023039772
Transaction Type	Construction Loan
Record Updated	May 5, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 20930, OAKLAND, CA 94620-0930

Mortgage

Document Number	0000039773
Date	Apr 7, 2023
Instrument	2023039773

Lender

Name	NORTHERN CA MORTGAGEFUND XII LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$742,840 (+2%) Land $222,852 Building $519,988
2025	$11,270.00 (+368.8%)	$728,280 (+1,570.52%) Land $218,484 Building $509,796
2023	$2,404.00	$43,596 Land $22,623 Building $20,973	$616,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,068 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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