9639 Maynard Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9639 Maynard Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,348 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (May 2023)
Tax Bill	$4,730 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-14-055-0055-100`

Property Details

APN / Parcel Number

Primary APN	`74-14-055-0055-100`

Interior

Full Baths	2 Baths
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	9,583 sqft (0.22 acres)
Lot Depth	119 ft Depth
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9639 MAYNARD RD
City	CLAY
State	MI
Zip	48001-4280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG 165.40' N 71D W AND 134.12' N 17D 33M 30S E FROM TH INTERSECTION OF N LINE OF M-29 AND E LINE PC 198, AND TH N 70D 33M 7S
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9639 MAYNARD RD, CLAY, MI 48001-4280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2019	Warranty Deed, Transfer · VA Mortgage UNITED SHORE FINANCIAL SERVICE
Dec 12, 2018	Warranty Deed, Transfer BELL TITLE AGENCY, BELL TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	20238172
Deed Book / Page	5619 / 102
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 5, 2023
Property Address	9639 MAYNARD RD, CLAY, MI 48001-4280
Document Number	0005619102
Book / Page	5619 / 102
Instrument Date	Apr 19, 2023
Instrument	2023008172
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9639 MAYNARD RD, CLAY, MI 48001-4280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9639 MAYNARD RD, CLAY, MI 48001-4280

Mortgage

Document Number	2023008173
Date	May 5, 2023
Instrument	2023008173

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9639 MAYNARD RD, CLAY, MI 48001-4280
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	TITLE SOLUTIONS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005161895
Date	Mar 10, 2020
Book Page	5161/895
Instrument	2020005967

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 29, 2019
Property Address	9639 MAYNARD RD, CLAY, MI 48001-4280
Document Number	0005060349
Book / Page	5060 / 349
Instrument Date	May 9, 2019
Instrument	2019010869
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,621.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9639 MAYNARD RD, CLAY, MI 48001-4280

Mortgage

Document Number	2019010870
Date	May 29, 2019
Instrument	2019010870

Lender

Name	UNITED SHORE FINANCIAL SERVICE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 12, 2018
Property Address	9639 MAYNARD RD, CLAY, MI 48001-4280
Document Number	0050150952
Book / Page	005015 / 000952
Instrument Date	Nov 12, 2018
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	BELL TITLE AGENCY, BELL TITLE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	940 SUMMER ST ALGONAC MI 480011244, ALGONAC, MI 48001-1244

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,900 (+4.93%)	$293,800 (+4.93%)
2025	$4,730.00 (+4.05%) Homeowner's exemption	$140,000 (+19.35%)
2024	$4,546.00 (+31.65%)		$280,000 (+19.35%)
2023		$117,300
2022	$3,453.00		$234,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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