Isabella County property record for 9638 N Coldwater Rd, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.8 acres (122,404 sqft) |
| Owner | Individual Name on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-013-20-001-01 |
| Primary APN | 04-013-20-001-01 |
|---|
| Lot Area | 122,404 sqft (2.8 acres) |
|---|
| Street Address | 9638 N COLDWATER RD |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 1840 FT S OF NW COR TH E 350 FT TH S 350 FT TH W 350 FT TH N 350 FT TO POB PARENT #04-013-20-001-00 |
| Legal Range | 06W |
| Legal Township | 16N |
| Legal Section | 13 |
| Jurisdiction | ISABELLA MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 100 |
Source: Isabella County records, as of October 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9638 N COLDWATER RD, LAKE, MI 48632-9634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Isabella County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Isabella County |
| County Subdivision | Coldwater Township |
| Unified School District | Chippewa Hills School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $105,400 (+18.96%) | $210,800 (+18.96%) |
| 2023 | $88,600 | $177,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HomeWorks Connect Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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