96356 Chester Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96356 Chester Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,977 sqft · built 1999
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Jul 2025)
Tax Bill	$6,998 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-3N-28-507R-0002-0000`

Property Details

APN / Parcel Number

Primary APN	`44-3N-28-507R-0002-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,977 sqft Living Area
Gross Area	3,481 sqft
1st Floor Area	2,977 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	330 sqft
Deck Area	Deck Area
Patio Area	1,636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	96356 CHESTER RD
City	YULEE
State	FL
Zip	32097-3593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 2 CHESTER ROAD PB 6/81-84
Legal Range	28E
Legal Township	03N
Legal Section	44
Legal Subdivision	CHESTER ROAD
Legal Lot Number	2
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4003
Census Tract	50306

Owner

Source: Nassau County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96356 CHESTER RD, YULEE, FL 32097-3593
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT
Mar 30, 2022	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Dec 21, 2017	Warranty Deed, Transfer PROGRESSIVE TITLE SOLUTIONS LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Mar 30, 2022 · Amount on Record
Deed Document Number	202522714
Deed Book / Page	2804 / 1800
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	May 12, 2026
Property Address	96356 CHESTER RD, YULEE, FL 32097-3593
Document Number	0028671339
Book / Page	2867 / 1339
Instrument Date	May 5, 2026
Instrument	202614295
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96356 CHESTER RD, YULEE, FL 32097-3593

Mortgage

Document Number	0000014295,
Date	May 12, 2026
Book Page	2867/1339
Instrument	202614295

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 30, 2022
Property Address	96356 CHESTER RD, YULEE, FL 32097-3593
Document Number	0025510466
Book / Page	2551 / 466
Map Reference	MB 6 PG 81-84
Instrument Date	Mar 30, 2022
Instrument	202245011679
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96356 CHESTER RD, 96356, YULEE, FL 32097-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96356 CHESTER RD, YULEE, FL 32097-3593

Mortgage

Document Number	0002551468
Date	Mar 30, 2022
Instrument	2551/468

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 21, 2017
Property Address	96356 CHESTER RD, YULEE, FL 32097-3593
Document Number	0021651591
Book / Page	002165 / 001591
Instrument Date	Dec 18, 2017
Instrument	37360
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PROGRESSIVE TITLE SOLUTIONS LL

Transaction

Amount	Amount Recorded
Tax	$1,382.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96356 CHESTER RD YULEE FL 320973593, YULEE, FL 32097-3593

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,998.00 (-5.74%)	$496,198 (+4.45%) Land $104,550 Building $391,648	$496,198 (+4.45%) Land $104,550 Building $391,648
2024	$7,424.00 (+0.53%)	$475,074 (+2.67%) Land $98,400 Building $376,674	$475,074 (+2.67%) Land $98,400 Building $376,674
2023	$7,385.00 (+117.72%)	$462,735 (+73.72%) Land $98,400 Building $364,335	$462,735 (+31.18%) Land $98,400 Building $364,335
2022	$3,392.00 Homeowner's exemption	$266,373	$352,739 Land $73,800 Building $278,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, IQ Fiber, Xfinity.

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