9634 Whitecliff Pl, Highlands Ranch (Littleton), CO 80129 Property Records

Douglas County property record for 9634 Whitecliff Pl, Highlands Ranch, CO 80129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,387 sqft · built 1996
Lot Size	0.099 acres (4,312 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Oct 2018)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2229-09-3-06-021`

Property Details

APN / Parcel Number

Primary APN	`2229-09-3-06-021`
Alternative APNs	`R0385243` `0385243`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	1,807 sqft
1st Floor Area	1,387 sqft
Basement Area	420 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,312 sqft (0.099 acres)
Garage Area	390 sqft
Porch	Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0385243
Street Address	9634 WHITECLIFF PL
City	HIGHLANDS RANCH
State	CO
Zip	80129-5751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDU
Legal Description	LOT 442 HIGHLANDS RANCH #111-B 0.099 AM/L
Legal Range	68W
Legal Township	06S
Legal Section	09
Legal Quarter	SW
Legal Subdivision	HIGHLANDS RANCH
Legal Block	6
Legal Lot Number	442
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	4
Census Block	4008
Census Tract	14130

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9634 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit ENT CU
Jun 27, 2024	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Aug 11, 2010 · Amount on Record
Deed Document Number	201861368
Last Transfer Date	Apr 11, 2022
Transfer Doc	0000027192
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	9634 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077427
Date	Jun 23, 2021
Instrument	2021077427

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	9634 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9634 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751

Mortgage

Document Number	0000026375
Date	Jun 27, 2024
Instrument	2024026375

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	9634 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	COLORADO ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042301
Date	Jul 15, 2019
Instrument	2019042301

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	9634 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	COLORADO ESCROW AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9634 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751

Mortgage

Document Number	0000087005
Date	Sep 14, 2020
Instrument	2020087005

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS CO
Recording Date	Apr 15, 2022
Property Address	9634 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751
Document Number	0000027192
Instrument Date	Apr 11, 2022
Instrument	2022027192
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9634 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751

Mortgage

Document Number	0000027193
Date	Apr 15, 2022
Instrument	2022027193

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	Other
Max Rate	8.75%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Oct 5, 2018
Property Address	9634 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751
Document Number	0000061368
Instrument Date	Oct 4, 2018
Instrument	2018061368
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	COLORADO ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9634 WHITECLIFF PL, HIGHLANDS RANCH, CO 80129-5751

Mortgage

Document Number	0000061369
Date	Oct 5, 2018
Instrument	2018061369

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,070 (-) Land $7,960 Building $31,110	$574,536 (-) Land $117,044 Building $457,492
2025	$3,757.00 (+12.38%)	$39,070 (-0.26%) Land $7,960 Building $31,110	$574,536 (-1.72%) Land $117,044 Building $457,492
2024	$3,343.00 (+0.15%)
2023	$3,338.00	$39,170 Land $8,890 Building $30,280	$584,562 Land $132,672 Building $451,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Xtream Internet.

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