9632 Cheddar St, Downey, CA 90242 Property Records

Los Angeles County property record for 9632 Cheddar St, Downey, CA 90242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 1957
Lot Size	0.138 acres (6,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jul 2010)
Tax Bill	$6,607 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`6283-002-021`

Property Details

APN / Parcel Number

Primary APN	`6283-002-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,595 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,012 sqft (0.138 acres)
Lot Dimensions	110 ft deep x 55 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	9632 CHEDDAR ST
City	DOWNEY
State	CA
Zip	90242-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DOR105
Legal Description	TRACT # 21371 LOT 19
Legal Subdivision	21371
Legal Tract	21371
Legal Block	2
Legal Lot Number	19
Jurisdiction	LOS ANGELES CA
Township / Civil Division	DOWNEY-NORWALK
Census Block Group	2
Census Block	2002
Census Tract	551802

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9632 CHEDDAR ST, DOWNEY, CA 90242-4928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2017	Deed of Trust, Mortgage · FHA Mortgage UNITED FIDELITY FUNDING CORP
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MK LENDING CORP
Feb 6, 2020	Deed of Trust, Mortgage · Conventional with PMI MK LNDG
May 23, 2019	Deed of Trust, Mortgage · Conventional with PMI MK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2010 · Amount on Record
Deed Sale	Jul 27, 2010 · Amount on Record
Prior Sale	Mar 5, 2010 · Amount on Record
Deed Document Number	20101026531
Prior Transfer Date	Oct 12, 2005
Prior Transfer Doc	0002607227
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	9632 CHEDDAR ST, DOWNEY, CA 90242-4928
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000903486
Date	Aug 10, 2017
Instrument	17-0903486

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	9632 CHEDDAR ST, DOWNEY, CA 90242-4928
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9632 CHEDDAR ST, DOWNEY, CA 90242-4928

Mortgage

Document Number	0001163862
Date	Sep 24, 2020
Instrument	20-1163862

Lender

Name	MK LENDING CORP
Type	Mortgage Company
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	9632 CHEDDAR ST, DOWNEY, CA 90242-4928
Document Number	0000177139
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9632 CHEDDAR ST DOWNEY CA 902424928, DOWNEY, CA 90242-4928

Mortgage

Document Number	0000177139
Date	Feb 13, 2020
Instrument	177139

Lender

Name	MK LNDG
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	9632 CHEDDAR ST, DOWNEY, CA 90242-4928
Document Number	0000497861
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9632 CHEDDAR ST DOWNEY CA 902424928, DOWNEY, CA 90242-4928

Mortgage

Document Number	0000497861
Date	May 30, 2019
Instrument	497861

Lender

Name	MK LNDG
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Downey City
Unified School District	Downey Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,171 (+2%) Land $310,096 Building $206,075
2025	$6,607.00 (+5.37%)	$506,051 (+4.04%) Land $304,016 Building $202,035
2023	$6,270.00 (+5.22%)	$486,402 Land $292,211 Building $194,191
2022	$5,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNEY - CITY, WATER DEPT. serves 110,556 people · EPA ID CA1910034
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Feb 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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