9631 Osage Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 9631 Osage Rd, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	5 Baths
Year Built	Built 2007
Square Footage	2,297 sqft Living Area
Lot Size	166,834 sqft (3.83 acres)
Occupancy	Owner Occupied
Last Sale	$62,500 (2005)
Tax Bill	$6,442.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8911-28-451-003`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Partial Baths	4 Partial Baths
Total Rooms	7 Rooms
Building Area	2,297 sqft Living Area
1st Floor	2,297 sqft 1st Floor
Basement Area	2,297 sqft Basement
Finished Basement	100 sqft Finished
Unfinished Basement	2,297 sqft Unfinished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	166,834 sqft (3.83 acres)
Parking Spaces	8 Parking Spaces
Garage Type	Mixed Garage
Garage Area	2,075 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	224 sqft Deck
Patio Area	224 sqft Patio
Porch Area	194 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	9631 OSAGE RD
City	WATERLOO
State	IA
Zip	50703-9242
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND SITUATED IN SE 1/4 OF SEC 28 T 89 R 11 DESC AS COM AT SW COR OF SE 1/4 OF SAID SEC 28 TH N 90 DEG E ON S
Legal Range	11W
Legal Township	89N
Legal Section	28
Jurisdiction	BLACK HAWK IA
Minor Civil Division	BARCLAY
Census Blockgroup	1
Census Block	1118
Census Tract	2800

Owner

Source: Black Hawk County records · APN 8911-28-451-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9631 OSAGE RD, WATERLOO, IA 50703-9242
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2005 · Amount on Record
Deed Sale	May 23, 2005 · Amount on Record
Deed Doc Number	200527171
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	9631 OSAGE RD, WATERLOO, IA 50703-9242
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002774
Date	Aug 05, 2020
Instrument	202100002774

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Jesup Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,442.00 Homeowner's exemption	$588,210 (+9.22%) Land $78,000 Building $510,210	$588,210 (+9.22%) Land $78,000 Building $510,210
2024	$6,442.00 (+30.78%)
2023		$538,540 (+51.54%) Land $65,000 Building $473,540	$538,540 (+51.54%) Land $65,000 Building $473,540
2022	$4,926.00 Homeowner's exemption	$355,380 Land $52,000 Building $303,380
2021			$355,380 Land $52,000 Building $303,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.