9630 Lemon Drop Loop, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 9630 Lemon Drop Loop, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,415 sqft · built 2020
Lot Size0.159 acres (6,922 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (May 2020)
Tax Bill$7,853 (2025)
Deeds & MortgagesMar 2023 Mortgage
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN077775-2386

Property Details

APN / Parcel Number

Primary APN077775-2386
Alternative APN
  • U243119B88000015000130

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,415 sqft Living Area
Gross Area3,241 sqft
1st Floor Area1,245 sqft
Upper Floors Area1,170 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,922 sqft (0.159 acres)
Lot Dimensions121 ft deep x 56.9 ft wide
Garage TypeAttached
Garage Area441 sqft
PorchScreened Porch
Porch Area25 sqft
Patio Area578 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777752386
Street Address9630 LEMON DROP LOOP
CitySUN CITY CENTER
StateFL
Zip33573-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT SOUTH PHASE 2D AND PASEO AL MAR BOULEVARD 1ST EXTENSION LOT 13 BLOCK 15
Legal Range19E
Legal Township31S
Legal Section24
Legal Block15
Legal Lot Number13
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1027
Census Tract14007

Owner

9630 Lemon Drop Loop is owned and occupied by an individual who bought it in May 2020.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address9630 LEMON DROP LOOP, SUN CITY CENTER, FL 33573-1201
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 6, 2020Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC
Apr 28, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
EAGLE HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2020 · Amount on File
Deed SaleMay 6, 2020 · Amount on File
Deed Document Number2020188341
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address9630 LEMON DROP LOOP, RUSKIN, FL 33573-1201
Transaction TypeMortgage
Record UpdatedMar 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9630 LEMON DROP LOOP, RUSKIN, FL 33573-1201

Mortgage

Document Number0000100483
DateMar 10, 2023
Instrument2023100483
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term326 Months
DueMay 1, 2050

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 6, 2020
Property Address9630 LEMON DROP LOOP, RUSKIN, FL 33573-1201
Document Number0000188341
Map ReferenceMB 136 PG 7
Instrument DateApr 30, 2020
Instrument2020188341
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address9630 LEMON DROP LOOP, RUSKIN, FL 33573-1201

Mortgage

Document Number0000188342
DateMay 6, 2020
Instrument2020188342
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

April 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 28, 2020
Property Address9630 LEMON DROP LOOP, RUSKIN, FL 33573-1201
Document Number0000178125
Instrument DateApr 23, 2020
Instrument178125
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 2, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9626 LEMON DROP LOOP RUSKIN FL 335731201, RUSKIN, FL 33573-1201

Mortgage

Document Number178126
DateApr 28, 2020
Instrument178126
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressCLEARWATER, FL 33760
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9630 Lemon Drop Loop was $7,853 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,313 (+2.7%)$330,828 (-3.81%) Land $89,080 Building $241,748
2025$7,853.00 Homeowner's exemption$271,970$343,943 Land $95,932 Building $248,011
2023$7,399.00 (+17.48%) Homeowner's exemption$246,996 (+3%)$328,023 (+10.14%) Land $89,080 Building $238,943
2022$6,298.00 Homeowner's exemption$239,802$297,829 Land $75,375 Building $222,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9630 Lemon Drop Loop in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9630 Lemon Drop Loop is moderate, ranking above 60% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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