963 Wilson Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 963 Wilson Ave, El Cajon, CA 92020

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,696 sqft · built 1951
Lot Size0.344 acres (14,995 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Aug 2008)
Tax Bill$4,906 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN492-224-12-00

Property Details

APN / Parcel Number

Primary APN492-224-12-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Units2 Units
Stories1 Story
Building Area1,696 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleDuplex Single
Exterior MaterialBlock
Construction TypeFrame
Lot Area14,995 sqft (0.344 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemWall Unit
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address963 WILSON AVE
CityEL CAJON
StateCA
Zip92020-5742
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRS-6
Legal DescriptionLOT 141 TR 001636
Legal SubdivisionEL CAJON ACRES
Legal Tract001636
Legal Block1
Legal Lot Number141
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract15902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address963 WILSON AVE, EL CAJON, CA 92020-5742
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2008 · Amount on Record
Deed SaleAug 12, 2008 · Amount on Record
Deed Document Number2008432002
Prior Transfer DateSep 18, 1998
Prior Transfer Doc0000596583
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address963 WILSON AVE, EL CAJON, CA 92020-5742
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address963 WILSON AVE, EL CAJON, CA 92020-5742

Mortgage

Document Number0000681668
DateNov 3, 2020
Instrument2020-0681668
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$374,336 (+2%) Land $229,858 Building $144,478
2025$4,906.00 (+3.52%) Homeowner's exemption$366,997 (+4.04%) Land $225,351 Building $141,646
2023$4,739.00 (+1.3%) Homeowner's exemption$352,748 Land $216,601 Building $136,147
2022$4,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

Nearby Properties on Wilson Ave

Nearby Streets

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