963 Waters Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 963 Waters Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,768 sqft · built 1986
Lot Size	2.05 acres (89,734 sqft)
Owner	2 Individual Names on File
Last Sale	$177,400 (Jun 2017)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00300058000`

Property Details

APN / Parcel Number

Primary APN	`00300058000`
Alternative APNs	`00300058` `15730`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,768 sqft Heated Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,734 sqft (2.05 acres)
Garage Area	583 sqft
Porch	Open Porch
Porch Area	108 sqft
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15730
Old Parcel Number	00300058000
Street Address	963 WATERS DR
City	RINGGOLD
State	GA
Zip	30736-7859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LOT 6 WOOD STATION HEIGHTS
Legal Subdivision	WOOD STATION HEIGHTS
Legal Lot Number	6
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3000
Census Tract	30304

Owner

963 Waters Dr is owned and occupied by two individuals who acquired it in June 2017.

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	963 WATERS DR, RINGGOLD, GA 30736-7859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on File
Deed Sale	Jun 12, 2017 · Amount on File
Deed Document Number	0001884280
Deed Book / Page	1884 / 280
Last Transfer Date	Jun 16, 2017
Transfer Doc	0018840280
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 16, 2017
Property Address	963 WATERS DR, RINGGOLD, GA 30736-7859
Document Number	0018840280
Book / Page	001884 / 000280
Instrument Date	Jun 12, 2017
Instrument	4294
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7216 HYDRUS DR HARRISON TN 373419323, HARRISON, TN 37341-9323

Mortgage

Document Number	18840282
Date	Jun 16, 2017
Book Page	001884/000282
Instrument	4295

Lender

Name	TJC MTG
Type	Mortgage Company
Address	CHATTANOOGA, TN 37421

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 963 Waters Dr was $2,273 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,273.00 Homeowner's exemption	$142,405 Land $18,496 Building $123,909	$356,013 Land $46,241 Building $309,772
2023	$2,149.00 (+29.07%)	$96,021 Land $12,360 Building $83,661	$240,052 Land $30,900 Building $209,152
2022	$1,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 963 Waters Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 963 Waters Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000

May also be available: Xfinity.

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