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963 Texas St, Mobile, AL 36604 Property Records

Mobile County property record for 963 Texas St, Mobile, AL 36604

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,464 sqft · built 1990
Lot Size0.177 acres (7,721 sqft)
OwnerIndividual Name on Record
Last Sale$6,000 (Aug 2016)
Tax Bill$2,383 (2024)
Deeds & MortgagesJan 2024 Mortgage
Jan 2018 Sale
Flood ZoneZone X (moderate risk)
APNR022910380003191

Property Details

APN / Parcel Number

Primary APNR022910380003191
Alternative APNs
  • 29 10 38 0 003 191.XXX
  • 00948675
  • 948675

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,464 sqft Living Area
1st Floor Area1,764 sqft
Upper Floors Area700 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,721 sqft (0.177 acres)
Lot Dimensions16.8 ft deep x 8.6 ft wide
Garage Area700 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area126 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number948675
Street Address963 TEXAS ST
CityMOBILE
StateAL
Zip36604-3148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMM AT SE INT OF TEXAS ST & CHARLES ST TH RUN S ALG E/L CHARLES ST 83 FT TO POB TH CONT S 36 FT TH E 100 FT TH N 118 FT TO
Legal Range04S
Legal Township04S
Legal Section38
Legal SubdivisionSELMADELAWARE
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1009
Census Tract1002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Historic District
listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 521, MOBILE, AL 36601-0521
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Jan 19, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2016 · Amount on Record
Deed SaleAug 1, 2016 · Amount on Record
Deed Document Number201641738
Deed Book / Page7407 / 1966
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address963 TEXAS ST, MOBILE, AL 36604-3148
Transaction TypeMortgage
Record UpdatedFeb 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003845
DateJan 25, 2024
Instrument2024003845
Lender
NameUSAA FSB
TypeBank
Address10750 MCDERMOTT FWY, SAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJan 19, 2018
Property Address963 TEXAS ST, MOBILE, AL 36604-3148
Document Number0000003251
Book / Page007596 / 000024
Instrument DateAug 1, 2016
Instrument3251
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$14.50

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address963 TEXAS ST MOBILE AL 366043148, MOBILE, AL 36604-3148

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$37,540 (-) Land $4,760 Building $32,780$187,700 (-) Land $23,800 Building $163,900
2024$2,383.00 (+12.14%)$37,540 (+12.67%) Land $4,760 Building $32,780$187,700 (+12.67%) Land $23,800 Building $163,900
2023$2,125.00$33,320 Land $4,760 Building $28,560$166,600 Land $23,800 Building $142,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1985–2005)
Most Recent ClaimAug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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