963 Shuler St, Elgin, IL 60123 Property Records

Kane County property record for 963 Shuler St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 875 sqft · built 1951
Lot Size	0.92 acres (4,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jun 2018)
Tax Bill	$1,981 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-483-001`

Property Details

APN / Parcel Number

Primary APN	`06-15-483-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
Gross Area	1,750 sqft
1st Floor Area	875 sqft
Basement Area	875 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Construction Type	Frame
Lot Area	4,005 sqft (0.92 acres)
Lot Dimensions	89 ft deep x 45 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	963 SHULER ST
City	ELGIN
State	IL
Zip	60123-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHINGTON HEIGHTS ADDN EXCEPT SOUTH 3 FT LOT 16 BLOCK 36
Legal Subdivision	ASHINGTON HEIGHTS ADDN
Legal Block	36
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	851101

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	963 SHULER ST, ELGIN, IL 60123-6128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Aug 1, 2005 · Amount on Record
Deed Document Number	201831148
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 29, 2018
Property Address	963 SHULER ST, ELGIN, IL 60123-6128
Document Number	0000031148
Instrument Date	Jun 21, 2018
Instrument	2018K031148
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	LANDTRUST NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	963 SHULER ST, ELGIN, IL 60123-6128

Mortgage

Document Number	0000031149
Date	Jun 29, 2018
Instrument	2018K031149

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,981.00 (-26.22%) Homeowner's exemption Senior Citizen's exemption
2024		$57,087 (+21.39%) Land $11,362 Building $45,725	$171,330 (+21.44%) Land $34,100 Building $137,230
2022	$2,685.00 (-20.73%) Homeowner's exemption	$47,027 (+6.96%) Land $9,360 Building $37,667	$141,081 (+6.96%) Land $28,080 Building $113,001
2021	$3,387.00 Homeowner's exemption	$43,967 Land $8,751 Building $35,216	$131,901 Land $26,253 Building $105,648

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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