Orange County property record for 963 Senate St, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,928 sqft · built 1957 |
| Lot Size | 0.201 acres (8,736 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $677,000 (Nov 2013) |
| Tax Bill | $9,710 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Feb 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422-383-10 |
| Primary APN | 422-383-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 1,928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 8,736 sqft (0.201 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 963 SENATE ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-3331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 3185 BLK LOT 65 |
| Legal Subdivision | TRACT 3185 |
| Legal Tract | 3185 |
| Legal Lot Number | 65 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 63803 |
963 Senate St is owned and occupied by two individuals who acquired it in January 2023.
Source: Orange County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 963 SENATE ST, COSTA MESA, CA 92627-3331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Feb 1, 2023 | Intrafamily Transfer, Transfer |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2013 · Amount on File |
| Deed Sale | Nov 18, 2013 · Amount on File |
| Prior Sale | Jul 21, 2010 · Amount on File |
| Deed Document Number | 2013633468 |
| Last Transfer Date | Jan 31, 2023 |
| Transfer Doc | 0000023205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 1, 2026 |
| Property Address | 963 SENATE ST, COSTA MESA, CA 92627-3331 |
| Document Number | 0000276000 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026276000 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 963 SENATE ST, COSTA MESA, CA 92627-3331 |
| Document Number | 0000276000, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 2026276000 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Sep 25, 2048 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 1, 2023 |
| Property Address | 963 SENATE ST, COSTA MESA, CA 92627-3331 |
| Document Number | 0000023205 |
| Map Reference | MB 96 PG 49 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023000023205 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 963 SENATE ST, COSTA MESA, CA 92627-3331 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 963 SENATE ST, COSTA MESA, CA 92627-3331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 963 SENATE ST, COSTA MESA, CA 92627-3331 |
| Document Number | 0000598874 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020000598874 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 963 Senate St was $9,710 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $846,502 (+2%) Land $713,286 Building $133,216 | |
| 2025 | $9,710.00 Homeowner's exemption | $829,904 Land $699,300 Building $130,604 |
| 2023 | $9,208.00 (+2.95%) Homeowner's exemption | $797,679 Land $672,145 Building $125,534 |
| 2022 | $8,944.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 963 Senate St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 963 Senate St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cosmo Network Solutions Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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