963 Sawtooth Dr, Upland, CA 91786 Property Records

San Bernardino County property record for 963 Sawtooth Dr, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,567 sqft · built 2005
Lot Size	0.184 acres (8,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2009)
Tax Bill	$8,581 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1045-621-20-0000`

Property Details

APN / Parcel Number

Primary APN	`1045-621-20-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,567 sqft Living Area
Gross Area	3,254 sqft
1st Floor Area	1,091 sqft
2nd Floor Area	1,476 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,013 sqft (0.184 acres)
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	687 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	963 SAWTOOTH DR
City	UPLAND
State	CA
Zip	91786-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16469 LOT 20 BOOK 302 PAGE 57 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 16469
Legal Tract	16469
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1002
Census Tract	819

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	963 SAWTOOTH DR, UPLAND, CA 91786-2475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2009 · Amount on Record
Deed Sale	Sep 1, 2009 · Amount on Record
Prior Sale	May 4, 2006 · Amount on Record
Deed Document Number	2009384298
Last Transfer Date	Mar 2, 2012
Transfer Doc	0000101800
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	963 SAWTOOTH DR, UPLAND, CA 91786-2475
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 SAWTOOTH DR, UPLAND, CA 91786-2475

Mortgage

Document Number	0000413045
Date	Oct 27, 2020
Instrument	2020-0413045

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	963 SAWTOOTH DR, UPLAND, CA 91786-2475
Document Number	0000065153
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	963 SAWTOOTH DR UPLAND CA 917862475, UPLAND, CA 91786-2475

Mortgage

Document Number	0000065153
Date	Feb 25, 2020
Instrument	65153

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 24, 2040

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$526,655 (+2%) Land $184,328 Building $342,327
2025	$8,581.00 (+6.15%) Homeowner's exemption	$516,329 (+4.04%) Land $180,714 Building $335,615
2023	$8,084.00 (+1.89%) Homeowner's exemption	$496,279 Land $173,697 Building $322,582
2022	$7,934.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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