963 Ridge Rd, El Paso, AR 72045 Property Records

White County property record for 963 Ridge Rd, El Paso, AR 72045

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,172 sqft · built 1988
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$7,000 (Sep 1985)
Tax Bill	$1,377 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-14984-002`

Property Details

APN / Parcel Number

Primary APN	`001-14984-002`
Alternative APN	`23364`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	2,172 sqft
Flooring	Carpet

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Masonry Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Aluminum
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	720 sqft
Driveway	Concrete Driveway
Driveway Area	460 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23364
Street Address	963 RIDGE RD
City	EL PASO
State	AR
Zip	72045-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 279.29 W 311.93 E 663.86 E 1/2 NW
Legal Range	10
Legal Township	06
Legal Section	25
Legal Subdivision	RURAL METES & BOUNDS
Jurisdiction	WHITE AR
Township / Civil Division	ROYAL
Census Block Group	2
Census Block	2044
Census Tract	71002

Owner

963 Ridge Rd is owned and occupied by two individuals who bought it in September 1985.

Source: White County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	963 RIDGE RD, EL PASO, AR 72045-9782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage ARKANSAS FCU
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1985 · Amount on File
Deed Sale	Sep 1, 1985 · Amount on File
Deed Book / Page	455 / 61
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	963 RIDGE RD, EL PASO, AR 72045-9782
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2022/120
Date	Jan 3, 2022
Book Page	MTG 2022/120
Instrument	L202200038

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Amount	Amount on Record
Term	59 Months
Due	Dec 26, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	963 RIDGE RD, EL PASO, AR 72045-9782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHITE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2020/12915
Date	May 29, 2020
Book Page	MTG 2020/12915

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 963 Ridge Rd was $1,377 with a homeowner's exemption.

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Beebe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,377.00 Homeowner's exemption	$33,850 Land $2,200 Building $31,650	$169,250 Land $11,000 Building $158,250
2023	$952.00 Homeowner's exemption	$33,850 Land $2,200 Building $31,650	$169,250 Land $11,000 Building $158,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 963 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 963 Ridge Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 92% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SW WHITE COUNTY WATER ASSN serves 12,173 people · EPA ID AR0000185
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream Fixed Wireless · DSL	50 / 5
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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