963 Oak Ln, Orange Park, FL 32065 Property Records

Clay County property record for 963 Oak Ln, Orange Park, FL 32065

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,504 sqft · built 1993
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Oct 2025)
Tax Bill	$420 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-04-25-020929-002-00`

Property Details

APN / Parcel Number

Primary APN	`27-04-25-020929-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	59,677 sqft (1.37 acres)

Exterior Amenities

Porch	Porch
Porch Area	308 sqft
Deck Area	136 sqft
Storage Building	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	963 OAK LN
City	ORANGE PARK
State	FL
Zip	32065-7309
Property Category	Other
Property Type	Other > Other Improved
Legal Description	PT LOTS 12 & 13 BLK 1 SEC 27 RIDGEWOOD AS REC O R 4850 PG 2183
Legal Range	25
Legal Township	04
Legal Section	27
Legal Subdivision	RIDGEWOOD
Legal Block	1
Legal Lot Number	12,13 13
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30903

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	963 OAK LN, ORANGE PARK, FL 32065-7309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC
Oct 1, 2025	Warranty Deed, Transfer FIRST NATIONAL LAND TRANSFER, FIRST NATL LAND TRANSFER INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Aug 22, 2024 · Amount on Record
Deed Document Number	2025046317
Deed Book / Page	4974 / 266
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	963 OAK LN, ORANGE PARK, FL 32065-7309
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 OAK LN, ORANGE PARK, FL 32065-7309

Mortgage

Document Number	0049901208
Date	Nov 24, 2025
Book Page	4990/1208
Instrument	2025055342

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 1, 2025
Property Address	963 OAK LN, ORANGE PARK, FL 32065-7309
Document Number	0049740266
Book / Page	4974 / 266
Map Reference	MB Q PG 663
Instrument Date	Aug 23, 2025
Instrument	2025046317
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FIRST NATIONAL LAND TRANSFER, FIRST NATL LAND TRANSFER INC

Transaction

Amount	Amount Recorded
Tax	$861.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 OAK LN, ORANGE PARK, FL 32065-7309

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$420.00 (+1.45%)	$27,590 (-0.17%) Land $20,550 Building $7,040	$27,590 (-0.17%) Land $20,550 Building $7,040
2024	$414.00 (-1.43%)	$27,638 (-0.26%) Land $20,550 Building $7,088	$27,638 (-0.26%) Land $20,550 Building $7,088
2023	$420.00 (+9%)	$27,711 (-0.26%) Land $20,550 Building $7,161	$27,711 (-0.26%) Land $20,550 Building $7,161
2022	$42.00 Homeowner's exemption	$27,783 Land $20,550 Building $7,233	$27,783 Land $20,550 Building $7,233

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (2009–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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