963 N 400 E, American Fork, UT 84003 Property Records

Utah County property record for 963 N 400 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,274 sqft · built 1999
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Mar 2025 Sale Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-159-0003`

Property Details

APN / Parcel Number

Primary APN	`51-159-0003`
Alternative APN	`076288`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,274 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	1,332 sqft
Basement Area	1,286 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	190 sqft
Deck Area	Deck Area
Patio Area	709 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	076288
Street Address	963 N 400 E
City	AMERICAN FORK
State	UT
Zip	84003-1387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT E, RIVER EDGE SUB. AREA .26 ACRE.
Legal Subdivision	RIVER EDGE SUB
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1008
Census Tract	10700

Owner

963 N 400 E is owned and occupied by two individuals who acquired it in March 2025.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	963 N 400 E, AMERICAN FORK, UT 84003-1387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2025	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Aug 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BOX HOME LOANS
Aug 27, 2019	Deed of Trust, Mortgage BOX HM LOANS
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage UTAH COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025
Deed Sale	Mar 14, 2025
Prior Sale	Aug 20, 2020 · Amount on File
Deed Document Number	202518293
Prior Transfer Date	Mar 1, 1999
Prior Transfer Doc	0050040009
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 14, 2025
Property Address	963 N 400 E, AMERICAN FORK, UT 84003-1387
Document Number	0000018293
Instrument Date	Mar 14, 2025
Instrument	18293:2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	963 N 400 E, AMERICAN FORK, UT 84003-1387

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Aug 20, 2020
Property Address	963 N 400 E, AMERICAN FORK, UT 84003-1387
Document Number	0000124377
Instrument Date	Aug 12, 2020
Instrument	124377:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	SILK ABSTRACT CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	963 N 400 E, AMERICAN FORK, UT 84003-1387

Mortgage

Document Number	0000124378
Date	Aug 20, 2020
Instrument	124378:2020

Lender

Name	BOX HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	963 N 400 E, AMERICAN FORK, UT 84003-1387
Document Number	0000086246
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	SILK ABSTRACT COMPANY, SILK ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	963 N 400 E AMERICAN FORK UT 840031387, AMERICAN FORK, UT 84003-1387

Mortgage

Document Number	0000086246
Date	Sep 4, 2019
Instrument	86246

Lender

Name	BOX HM LOANS
Type	Funding / Finance Company
Address	LINDON, UT 84042

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 3, 2034

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 28, 2018
Property Address	963 N 400 E, AMERICAN FORK, UT 84003-1387
Document Number	0000019750
Instrument Date	Feb 27, 2018
Instrument	019750:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	963 N 400 E, AMERICAN FORK, UT 84003-1387

Mortgage

Document Number	0000019766
Date	Feb 28, 2018
Instrument	019766:2018

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 963 N 400 E was $3,364, up 7.5% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,975 (+10.61%)	$774,500 (+10.61%) Land $331,400 Building $443,100
2025	$3,364.00 (+7.48%)	$385,110	$700,200 Land $245,500 Building $454,700
2024	$3,130.00 (+5.64%)
2023	$2,963.00 (-6.44%)	$349,085	$634,700 Land $233,800 Building $400,900
2022	$3,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 963 N 400 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 963 N 400 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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