963 Lost Oak Dr, Guthrie, OK 73044 Property Records

Logan County property record for 963 Lost Oak Dr, Guthrie, OK 73044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 2006
Lot Size	0.569 acres (24,786 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Mar 2018)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220011-307002-006000`

Property Details

APN / Parcel Number

Primary APN	`220011-307002-006000`
Alternative APNs	`420046933` `0046933`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	24,786 sqft (0.569 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Account Number	0046933
Street Address	963 LOST OAK DR
City	GUTHRIE
State	OK
Zip	73044-5035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN OAKS ADD. LOT 6 BLOCK 2 (.57 AC)
Legal Range	03W
Legal Township	15N
Legal Section	13
Legal Subdivision	HIDDEN OAKS
Legal Block	2
Legal Lot Number	6
Jurisdiction	LOGAN OK
Township / Civil Division	GUTHRIE
Census Block Group	1
Census Block	1010
Census Tract	600401

Owner

963 Lost Oak Dr is owned and occupied by an individual who bought it in March 2018.

Source: Logan County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	963 LOST OAK DR, GUTHRIE, OK 73044-5035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Mar 19, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	Mar 25, 2014 · Amount on File
Deed Document Number	20182418
Deed Book / Page	2788 / 611
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Property Address	963 LOST OAK DR, GUTHRIE, OK 73044-5035
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032560056
Date	Sep 26, 2023
Book Page	3256/56
Instrument	I-2023-009634

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 20, 2033

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Property Address	963 LOST OAK DR, GUTHRIE, OK 73044-5035
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	OKLAHOMA CITY ABSTRACT & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030460100
Date	May 25, 2021
Book Page	3046/100
Instrument	2021-006466

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN OK
Recording Date	Mar 19, 2018
Property Address	963 LOST OAK DR, GUTHRIE, OK 73044-5035
Document Number	0027880611
Book / Page	2788 / 0611
Instrument Date	Mar 13, 2018
Instrument	2018-002418
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	OKLAHOMA CITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 LOST OAK DR, GUTHRIE, OK 73044-5035

Mortgage

Document Number	2018002419
Date	Mar 19, 2018
Instrument	2018-002419

Lender

Name	FIRST AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 963 Lost Oak Dr was $2,691 with a homeowner's exemption, down 0.4% from the year before.

Source: Logan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Logan County
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,915 (+3%) Land $3,420 Building $23,495	$244,692 (-16.61%) Land $31,094 Building $213,598
2025	$2,691.00 (-0.37%) Homeowner's exemption	$26,132 (+3%) Land $3,420 Building $22,712	$293,420 (-1.59%) Land $31,094 Building $262,326
2024	$2,701.00 (+10.07%) Homeowner's exemption	$25,371 (+3%) Land $3,420 Building $21,951	$298,149 (+16.96%) Land $31,094 Building $267,055
2023	$2,454.00 Homeowner's exemption	$24,632 Land $3,420 Building $21,212	$254,926 Land $31,094 Building $223,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 963 Lost Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 963 Lost Oak Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 75% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOGAN CO RWD #1 serves 8,907 people · EPA ID OK2004207
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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