Sumner County property record for 963 Lakeshore Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 5,790 sqft · built 1959 |
| Lot Size | 1.76 acres (76,666 sqft) |
| Owner | Trust Name on File |
| Last Sale | $108,000 (May 1999) |
| Tax Bill | $2,771 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jun 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083136D B 00900 |
| Primary APN | 083136D B 00900 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,790 sqft Living Area |
| Gross Area | 7,048 sqft |
| 1st Floor Area | 4,710 sqft |
| Upper Floors Area | 1,080 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 76,666 sqft (1.76 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 506 sqft |
| Carport | Carport |
| Carport Area | 506 sqft |
| Driveway | Driveway |
| Driveway Area | 5,900 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 598 sqft |
| Patio Area | 925 sqft |
| Tennis Court | Tennis Court |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 963 LAKESHORE DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 0001 PAGE: 0209 BLOCK: LOT: LIST SUBD: LEELAND HEIGHTS |
| Legal Subdivision | MARTINS VINEYARD RESUB |
| Legal Lot Number | 3 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20903 |
963 Lakeshore Dr is owner-occupied and held in a trust since June 2023.
Source: Sumner County records, as of January 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 963 LAKESHORE DR, GALLATIN, TN 37066-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jun 1, 2023 | Intrafamily Transfer, Transfer |
| May 31, 2023 | Intrafamily Transfer, Transfer |
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 1999 · Amount on File |
| Deed Sale | May 21, 1999 · Amount on File |
| Deed Document Number | 1999477430 |
| Deed Book / Page | 976 / 96 |
| Last Transfer Date | Jun 1, 2023 |
| Transfer Doc | 0061720775 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 963 LAKESHORE DR, GALLATIN, TN 37066-3430 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 963 LAKESHORE DR, GALLATIN, TN 37066-3430 |
| Document Number | 0063270640 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 6327/640 |
| Instrument | 1475923 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jun 1, 2023 |
| Property Address | 963 LAKESHORE DR, GALLATIN, TN 37066-3430 |
| Document Number | 0061720775 |
| Book / Page | 6172 / 775 |
| Map Reference | BM 1 PG 209 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 1451998 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 963 LAKESHORE DR, GALLATIN, TN 37066-3430 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | May 31, 2023 |
| Property Address | 963 LAKESHORE DR, GALLATIN, TN 37066-3430 |
| Document Number | 0061720173 |
| Book / Page | 6172 / 173 |
| Map Reference | MB 34 PG 302 |
| Instrument Date | May 31, 2023 |
| Instrument | 1451910 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 963 LAKESHORE DR, GALLATIN, TN 37066-3430 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 963 LAKESHORE DR, GALLATIN, TN 37066-3430 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 963 LAKESHORE DR, GALLATIN, TN 37066-3430 |
| Document Number | 0057450096 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 5745/96 |
| Instrument | 1386127 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 963 Lakeshore Dr was $2,771.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,771.00 | $195,025 Land $43,750 Building $151,275 | |
| 2024 | $780,100 Land $175,000 Building $605,100 | ||
| 2023 | $3,816.00 (+2.28%) | $125,025 (+2.61%) Land $28,375 Building $96,650 | |
| 2022 | $3,731.00 | $121,850 Land $25,200 Building $96,650 | |
| 2021 | $500,100 Land $113,500 Building $386,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 963 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 19 (2010) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 963 Lakeshore Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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