Cabarrus County property record for 963 Jim Kiser Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,070 sqft · built 2023 |
| Lot Size | 8.96 acres (390,559 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Nov 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 5536 54 3791 |
| Primary APN | 5536 54 3791 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,070 sqft Living Area |
| Gross Area | 2,947 sqft |
| 1st Floor Area | 1,482 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 390,559 sqft (8.96 acres) |
| Lot Width | 524 ft Width |
| Garage Type | Mixed |
| Garage Area | 588 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 990 sqft |
| Porch | Slab |
| Porch Area | 264 sqft |
| Deck Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 135224 |
|---|---|
| Street Address | 963 JIM KISER RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-8157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CR |
| Legal Description | LT 2 JIM KISER RD 10.383 AC |
| Legal Subdivision | FLOWES STORE EAST |
| Legal Lot Number | 2 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 41604 |
963 Jim Kiser Rd, a rural home, is owned and occupied by two individuals.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 963 JIM KISER RD, CONCORD, NC 28025-8157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 963 JIM KISER RD, CONCORD, NC 28025-8157 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 963 JIM KISER RD, CONCORD, NC 28025-8157 |
| Document Number | 0016293152 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 16293/152 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.8% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $564,790 Land $194,890 Building $369,900 | |
| 2024 | $564,790 (+450.42%) Land $194,890 Building $369,900 | |
| 2023 | $102,610 Land $100,520 Building $2,090 | $102,610 Land $100,520 Building $2,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 963 Jim Kiser Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 963 Jim Kiser Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Windstream.
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