Pender County property record for 963 Highlands Dr, Hampstead, NC 28443 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,097 sqft · built 2022 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $449,000 (Nov 2022) |
| Tax Bill | $2,215 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3294-20-3574-0000 |
| Primary APN | 3294-20-3574-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,097 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 13,504 sqft (0.31 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000048379 |
|---|---|
| Old Parcel Number | 3294 20 3574 0000 |
| Street Address | 963 HIGHLANDS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L151,PB 38/45 CASTLE BAY, PH 4 |
| Legal Subdivision | CASTLE BAY |
| Legal Phase | 4 |
| Legal Lot Number | 151 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920203 |
Source: Pender County records · APN 3294-20-3574-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 963 HIGHLANDS DR, HAMPSTEAD, NC 28443-7226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Feb 24, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Prior Sale | Feb 24, 2022 · Amount on Record |
| Deed Document Number | 0017794801 |
| Deed Book / Page | 1779 / 4801 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 963 HIGHLANDS DR, HAMPSTEAD, NC 28443-7226 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 963 HIGHLANDS DR, HAMPSTEAD, NC 28443-7226 |
| Document Number | 0048080801 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 4808/801 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 05, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 16, 2022 |
| Property Address | 963 HIGHLANDS DR, HAMPSTEAD, NC 28443-7226 |
| Document Number | 0048011779 |
| Book / Page | 4801 / 1779 |
| Map Reference | MB 38 PG 45 |
| Instrument Date | Aug 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $898.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1062, HAMPSTEAD, NC 28443-1062 |
| Name | Verified Name |
|---|---|
| Address | 963 HIGHLANDS DR, HAMPSTEAD, NC 28443-7226 |
| Document Number | 0048011781 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 4801-1781 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Feb 24, 2022 |
| Property Address | 963 HIGHLANDS DR, HAMPSTEAD, NC 28443-7226 |
| Document Number | 0047801692 |
| Book / Page | 4780 / 1692 |
| Map Reference | MB 38 PG 45 |
| Instrument Date | Feb 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $98.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1247 GREAT OAKS DR, WILMINGTON, NC 28405-4203 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1062, HAMPSTEAD, NC 28443-1062 |
| Investor | Possibly a Property Investor |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,215.00 (+583.64%) | $428,600 (+98.07%) Land $21,709 Building $406,891 | $428,600 (+98.07%) Land $21,709 Building $406,891 |
| 2023 | $216,386 (+454.55%) Land $39,020 Building $177,366 | $216,386 (+454.55%) Land $39,020 Building $177,366 | |
| 2022 | $324.00 | $39,020 Land $39,020 | $39,020 Land $39,020 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 105 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 96 (1992–2020) |
| Claims Outside the SFHA | 30 of 96 |
| Most Recent Claim | Aug 2020, rainfall accumulation, Hurricane Isaias |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 66% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 474 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures