963 Coolbrook Rd, Union Grove, NC 28689 Property Records

Iredell County property record for 963 Coolbrook Rd, Union Grove, NC 28689

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,221 sqft · built 2019
Lot Size	17.2 acres (752,717 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (May 2018)
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification Aug 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4803-71-2261.000`

Property Details

APN / Parcel Number

Primary APN	`4803-71-2261.000`
Alternative APN	`80054102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,221 sqft Heated Area
Gross Area	3,191 sqft
1st Floor Area	2,221 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	752,717 sqft (17.2 acres)
Lot Width	1,259 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80054102
Street Address	963 COOLBROOK RD
City	UNION GROVE
State	NC
Zip	28689-9227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1595
Legal Subdivision	NEW HOPE WEST
Legal Block	71
Jurisdiction	IREDELL NC
Township / Civil Division	NEW HOPE
Census Block Group	1
Census Block	1018
Census Tract	60901

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	963 COOLBROOK RD, UNION GROVE, NC 28689-9227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Loan Modification, Mortgage FIRST BK
Aug 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 20, 2019	Deed of Trust, Mortgage FIRST BK
May 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Oct 1, 1995 · Amount on Record
Deed Book / Page	2558 / 101
Last Transfer Date	Jun 3, 2019
Transfer Doc	26381916
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	IREDELL NC
Property Address	963 COOLBROOK RD, UNION GROVE, NC 28689-9227
Document Number	268019
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 COOLBROOK RD UNION GROVE NC 28689, UNION GROVE, NC 28689

Mortgage

Document Number	268019
Date	Feb 27, 2020
Book Page	002680/000019

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 16, 2019
Property Address	963 COOLBROOK RD, UNION GROVE, NC 28689-9227
Document Number	26381958
Book / Page	002638 / 001958
Instrument Date	Aug 16, 2019
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 OAK RIDGE RD OAK RIDGE NC 273108705, OAK RIDGE, NC 27310-8705

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 16, 2019
Property Address	963 COOLBROOK RD, UNION GROVE, NC 28689-9227
Document Number	26381916
Book / Page	002638 / 001916
Instrument Date	Jun 3, 2019
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 OAK RIDGE RD OAK RIDGE NC 273108705, OAK RIDGE, NC 27310-8705

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	963 COOLBROOK RD, UNION GROVE, NC 28689-9227
Document Number	2608124
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	963 COOLBROOK RD UNION GROVE NC 28689, UNION GROVE, NC 28689

Mortgage

Document Number	2608124
Date	Mar 20, 2019
Book Page	002608/000124

Lender

Name	FIRST BK
Type	Bank
Address	TROY, NC 27371

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	May 30, 2018
Property Address	963 COOLBROOK RD, UNION GROVE, NC 28689-9227
Document Number	2558101
Book / Page	002558 / 000101
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2912 OAK RIDGE RD OAK RIDGE NC 273108705, OAK RIDGE, NC 27310-8705

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,180 (-) Land $117,330 Building $357,850	$475,180 (-) Land $117,330 Building $357,850
2025	$2,863.00	$475,180 (-) Land $117,330 Building $357,850	$475,180 (-) Land $117,330 Building $357,850
2023	$2,863.00 (+20.4%)	$475,180 (+28.63%) Land $117,330 Building $357,850	$475,180 (+28.63%) Land $117,330 Building $357,850
2022	$2,378.00	$369,430 Land $100,570 Building $268,860	$369,430 Land $100,570 Building $268,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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