963 Central Ln, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 963 Central Ln, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,556 sqft · built 2008
Lot Size	0.307 acres (13,350 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Aug 2014)
Tax Bill	$5,890 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-057-05986325`

Property Details

APN / Parcel Number

Primary APN	`04-057-05986325`
Alternative APNs	`405705986325` `05705986325`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,556 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,350 sqft (0.307 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	146 sqft
Deck Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	05705986325
Street Address	963 CENTRAL LN
City	GAMBRILLS
State	MD
Zip	21054-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 25 BK A ARUNDEL VIEW
Legal Subdivision	ARUNDEL VIEW
Legal Block	A
Legal Lot Number	25
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3006
Census Tract	740900

Owner

963 Central Ln is owned and occupied by two individuals who bought it in August 2014.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	963 CENTRAL LN, GAMBRILLS, MD 21054-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2014 · Amount on File
Deed Sale	Aug 20, 2014 · Amount on File
Prior Sale	Apr 22, 2008 · Amount on File
Deed Book / Page	27550 / 173
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	963 CENTRAL LN, GAMBRILLS, MD 21054-1012
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	ESTATES TITLE AGENCY, STATES TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 CENTRAL LN, GAMBRILLS, MD 21054-1012

Mortgage

Document Number	0362820373
Date	Mar 4, 2021
Book Page	36282/373

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 963 Central Ln was $5,890 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,500	$634,300 Land $233,000 Building $401,300
2025	$5,890.00
2023	$5,136.00 Homeowner's exemption	$485,367	$537,100 Land $171,000 Building $366,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 963 Central Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 963 Central Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20