Anne Arundel County property record for 963 Bay Dr, Deale, MD 20751 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,210 sqft · built 1945 |
| Lot Size | 0.147 acres (6,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Jul 2014) |
| Tax Bill | $5,142 (2024) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-235-04597450 |
| Primary APN | 07-235-04597450 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 1,528 sqft |
| 1st Floor Area | 685 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 6,420 sqft (0.147 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 318 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Space Heater |
| Sewer | Municipal |
| Account Number | 23504597450 |
|---|---|
| Street Address | 963 BAY DR |
| City | DEALE |
| State | MD |
| Zip | 20751-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 18 TO 20 BK L DEALE BEACH |
| Legal Subdivision | DEALE BEACH |
| Legal Block | L |
| Legal Lot Number | 18 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 707002 |
Source: Anne Arundel County records · APN 07-235-04597450
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 963 BAY DR, DEALE, MD 20751-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2014 · Amount on Record |
| Deed Sale | Jul 18, 2014 · Amount on Record |
| Prior Sale | Dec 16, 2004 · Amount on Record |
| Deed Book / Page | 27464 / 318 |
| Prior Transfer Date | Apr 02, 2014 |
| Prior Transfer Doc | 0272030010 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 963 BAY DR, DEALE, MD 20751-9611 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0364780266 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 36478/266 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $631,533 (+8.44%) | $656,100 (+12.65%) Land $517,800 Building $138,300 | |
| 2024 | $5,142.00 (+16.41%) | ||
| 2023 | $4,417.00 Homeowner's exemption | $582,400 Land $477,800 Building $104,600 | $582,400 Land $477,800 Building $104,600 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037070022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 123 individual NFIP policies nearby |
| Nearby Flood Policies | 123 in force |
| Nearby Flood Claims | 74 (1978–2023) |
| Claims Outside the SFHA | 13 of 74 |
| Most Recent Claim | Jan 2023, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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