Hardin County property record for 963 Austin Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,134 sqft · built 1986 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,342 (Jun 2022) |
| Tax Bill | $1,459 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-08-008 |
| Primary APN | 180-20-08-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| Basement Area | 1,134 sqft |
| Unfinished Basement | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,454 sqft (0.24 acres) |
| Porch | Porch |
| Porch Area | 100 sqft |
| Heating System | Central |
|---|
| Street Address | 963 AUSTIN DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 245 #12 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 8 |
| Legal Lot Number | 245 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 600 |
963 Austin Dr is owned by two individuals who bought it in June 2022.
Source: Hardin County records, as of April 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 60 PARTRIDGE WAY, ELIZABETHTOWN, KY 42701-8355 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit WEST POINT BANK |
| Jun 27, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on File |
| Deed Sale | Jun 27, 2022 · Amount on File |
| Deed Book / Page | 1537 / 30 |
| Prior Transfer Date | Jun 24, 2022 |
| Prior Transfer Doc | 0001537/30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 1, 2026 |
| Property Address | 963 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Document Number | 2608000094 |
| Book / Page | 2608 / 94 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 60 PARTRIDGE WAY, ELIZABETHTOWN, KY 42701-8355 |
| Document Number | 2608000094, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 2608/94 |
| Name | WEST POINT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 27, 2046 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 963 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Title Company | COLLIER TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 60 PARTRIDGE WAY, ELIZABETHTOWN, KY 42701-8355 |
| Document Number | 02446/1158 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 2446/1158 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 24, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jun 27, 2022 |
| Property Address | 963 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Document Number | 0001537/30 |
| Book / Page | 1537 / 30 |
| Map Reference | CAB 1 SH 526 |
| Instrument Date | Jun 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $93.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 963 AUSTIN DR, 963, RADCLIFF, KY 40160-9031 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 60 PARTRIDGE WAY, ELIZABETHTOWN, KY 42701-8355 |
The 2025 property tax bill for 963 Austin Dr was $1,459.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,459.00 | $153,500 Land $18,000 Building $135,500 | $153,500 Land $18,000 Building $135,500 |
| 2023 | $104,000 (-) Land $14,200 Building $89,800 | $104,000 (-) Land $14,200 Building $89,800 | |
| 2022 | $104,000 Land $14,200 Building $89,800 | $104,000 Land $14,200 Building $89,800 | |
| 2021 | $636.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 963 Austin Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 963 Austin Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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