963 Agua Tibia Ave, Chula Vista, CA 91911 Property Records

San Diego County property record for 963 Agua Tibia Ave, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,554 sqft · built 1955
Lot Size	0.333 acres (14,500 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Mar 1997)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`575-232-03-00`

Property Details

APN / Parcel Number

Primary APN	`575-232-03-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,554 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	14,500 sqft (0.333 acres)
View / Lot	Good

Location & Zoning

Street Address	963 AGUA TIBIA AVE
City	CHULA VISTA
State	CA
Zip	91911-2252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 77 TR 003055
Legal Subdivision	COUNTRY CLUB V
Legal Tract	003055
Legal Block	2
Legal Lot Number	77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2017
Census Tract	13301

Owner

963 Agua Tibia Ave is owned and occupied by two individuals who bought it in March 1997.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	963 AGUA TIBIA AVE, CHULA VISTA, CA 91911-2252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 30, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 1997 · Amount on File
Deed Sale	Mar 27, 1997 · Amount on File
Deed Document Number	1997140057
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	963 AGUA TIBIA AVE, CHULA VISTA, CA 91911-2252
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 AGUA TIBIA AVE, CHULA VISTA, CA 91911-2252

Mortgage

Document Number	0000854112
Date	Dec 20, 2021
Instrument	2021-0854112

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	963 AGUA TIBIA AVE, CHULA VISTA, CA 91911-2252
Document Number	0000263529
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 AGUA TIBIA AVE CHULA VISTA CA 919112252, CHULA VISTA, CA 91911-2252

Mortgage

Document Number	0000263529
Date	Jul 3, 2019
Instrument	263529

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 2, 2059

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	963 AGUA TIBIA AVE, CHULA VISTA, CA 91911-2252
Document Number	0000266238
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	963 AGUA TIBIA AVE CHULA VISTA CA 919112252, CHULA VISTA, CA 91911-2252

Mortgage

Document Number	0000266238
Date	Jun 14, 2017
Instrument	266238

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 963 Agua Tibia Ave was $2,950 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$257,461 (+2%) Land $64,391 Building $193,070
2025	$2,950.00 Homeowner's exemption	$252,414 Land $63,129 Building $189,285
2023	$2,804.00 (+3.01%) Homeowner's exemption	$242,615 Land $60,679 Building $181,936
2022	$2,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 963 Agua Tibia Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 963 Agua Tibia Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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