963 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 963 4th St E, Saint Paul, MN 55106 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,266 sqft · built 1924
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Jun 2016)
Tax Bill	$3,950 (2023)
Deeds & Mortgages	Nov 2022 Second Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-24-0127`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-24-0127`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	936 sqft
Basement Area	330 sqft
Finished Basement	330 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	126 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	963 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MATTHEW EGAN'S SUB OF B94 LYMN LOT 18 BLK 94
Legal Range	22
Legal Township	29
Legal Section	33
Legal Quarter	2
Quarter-Quarter Section	4
Legal Subdivision	MATTHEW EGANS SUB OF B94 LYMN
Legal Block	94
Legal Lot Number	18
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1005
Census Tract	34500

Owner

Source: Ramsey County records · APN 33-29-22-24-0127

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	963 4TH ST E, SAINT PAUL, MN 55106-5208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU
Sep 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2016 · Amount on Record
Deed Sale	Jun 28, 2016 · Amount on Record
Prior Sale	Jan 23, 2004 · Amount on Record
Deed Document Number	320539
Prior Transfer Date	Jan 06, 2010
Prior Transfer Doc	381045
Record Updated	Jun 07, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	963 4TH ST E, SAINT PAUL, MN 55106-5208
Transaction Type	Mortgage
Record Updated	Dec 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04972519
Date	Nov 29, 2022
Instrument	A04972519

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 07, 2042

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	963 4TH ST E, SAINT PAUL, MN 55106-5208
Document Number	0004777482
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 4TH ST E ST PAUL MN 551065208, ST PAUL, MN 55106-5208

Mortgage

Document Number	0004777482
Date	Oct 09, 2019
Instrument	4777482

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2049

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,950.00 Homeowner's exemption	$247,900 Land $13,000 Building $234,900	$247,900 Land $13,000 Building $234,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 695 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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