9629 E Spencer St, Nags Head, NC 27959 Property Records

Dare County property record for 9629 E Spencer St, Nags Head, NC 27959

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,842 sqft · built 2002
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on File
Last Sale	$585,000 (Feb 2020)
Tax Bill	$2,067 (2026)
Deeds & Mortgages	Jul 2026 Sale Apr 2024 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`071806486078`

Property Details

APN / Parcel Number

Primary APN	`071806486078`
Alternative APN	`007326001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,842 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Ocean

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	071806486078
Street Address	9629 E SPENCER ST
City	NAGS HEAD
State	NC
Zip	27959-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1 BLK: SEC: PL: 5 SL: 1
Legal Subdivision	SUFFOLK COLONY
Legal Lot Number	1
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	3
Census Block	3000
Census Tract	970400

Owner

9629 E Spencer St is owned by a company that acquired it in July 2026.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	21084 QUAKER RD, WINDSOR, VA 23487-6414
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 25, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on File
Deed Sale	Feb 25, 2020 · Amount on File
Deed Document Number	2020700074716
Deed Book / Page	2357 / 428
Last Transfer Date	Jul 8, 2026
Transfer Doc	0700161485
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jul 9, 2026
Property Address	9629 E SPENCER ST, NAGS HEAD, NC 27959-7005
Document Number	0700161485
Book / Page	2860 / 263
Instrument Date	Jul 8, 2026
Instrument	2026700161485
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	21084 QUAKER RD, WINDSOR, VA 23487-6414

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	9629 E SPENCER ST, NAGS HEAD, NC 27959-7005
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21084 QUAKER RD, WINDSOR, VA 23487-6414

Mortgage

Document Number	002727/664
Date	Apr 8, 2024
Book Page	2727/664
Instrument	700138071

Lender

Name	TOWNEBANK
Type	Bank
Address	1008 W WASHINGTON ST, SUFFOLK, VA 23434

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	9629 E SPENCER ST, NAGS HEAD, NC 27959-7005
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002675/9
Date	Apr 11, 2023
Book Page	2675/9
Instrument	700128359

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Mar 24, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 25, 2020
Property Address	9629 E SPENCER ST, NAGS HEAD, NC 27959-7005
Document Number	002357/428
Book / Page	2357 / 428
Instrument Date	Feb 21, 2020
Instrument	700074716
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6820 PIERSHILL LN, CARY, NC 27519-1566

Mortgage

Document Number	0700074717
Date	Feb 25, 2020
Instrument	700074717

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	002357/428
Date	Feb 25, 2020
Book Page	2357/428
Instrument	700074716

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 9629 E Spencer St was $2,067, down 55.8% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Nags Head Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,067.00 (-55.79%)	$770,900 (-) Land $381,600 Building $389,300	$770,900 Land $381,600 Building $389,300
2025	$4,675.00	$770,900 Land $381,600 Building $389,300
2023	$3,753.00	$423,880 Land $180,000 Building $243,880
2020			$770,900 Land $381,600 Building $389,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9629 E Spencer St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,001 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,150 units insured incl. 149 condo units
Nearby Flood Claims	1,909 (1979–2026)
Claims Outside the SFHA	449 of 1,909
Most Recent Claim	Jul 2026 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 185 claims Hurricane Isabel, Sep 2003 · 399 claims Hurricane Dennis, Sep 1999 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9629 E Spencer St is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NAGS HEAD serves 3,125 people · EPA ID NC0428010
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Spencer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures