9628 Cypress St, Lakeside, CA 92040 Property Records

San Diego County property record for 9628 Cypress St, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,533 sqft · built 1977
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Nov 2012)
Tax Bill	$5,726 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`394-330-11-00`

Property Details

APN / Parcel Number

Primary APN	`394-330-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,533 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	9628 CYPRESS ST
City	LAKESIDE
State	CA
Zip	92040-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 122 S 100 FT OF N 410 FT LYING E OF ROS 602 IN TR 000289
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	000289
Legal Block	1
Legal Lot Number	122
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16810

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9628 CYPRESS ST, LAKESIDE, CA 92040-4236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage MDC FINANCIAL SERVICE GROUP INC
Apr 2, 2019	Quit Claim Deed, Transfer · Conventional with PMI MDC FINANCIAL SERVICE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2012 · Amount on Record
Deed Sale	Nov 20, 2012 · Amount on Record
Prior Sale	Aug 21, 2012 · Amount on Record
Deed Document Number	2012726732
Last Transfer Date	Mar 18, 2019
Transfer Doc	0000114463
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9628 CYPRESS ST, LAKESIDE, CA 92040-4236
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9628 CYPRESS ST, LAKESIDE, CA 92040-4236

Mortgage

Document Number	0000015023
Date	Jan 20, 2026
Instrument	2026-0015023

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9628 CYPRESS ST, LAKESIDE, CA 92040-4236
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9628 CYPRESS ST, LAKESIDE, CA 92040-4236

Mortgage

Document Number	0000768558
Date	Nov 4, 2021
Instrument	2021-0768558

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9628 CYPRESS ST, LAKESIDE, CA 92040-4236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000280407
Date	Jun 21, 2017
Instrument	2017-0280407

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9628 CYPRESS ST, LAKESIDE, CA 92040-4236
Document Number	0000474449
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9628 CYPRESS ST LAKESIDE CA 920404236, LAKESIDE, CA 92040-4236

Mortgage

Document Number	0000474449
Date	Oct 21, 2019
Instrument	474449

Lender

Name	MDC FINANCIAL SERVICE GROUP INC
Type	Bank
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2019
Property Address	9628 CYPRESS ST, LAKESIDE, CA 92040-4236
Document Number	0000114463
Instrument Date	Mar 18, 2019
Instrument	114463
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9628 CYPRESS ST LAKESIDE CA 920404236, LAKESIDE, CA 92040-4236

Mortgage

Document Number	114464
Date	Apr 2, 2019
Instrument	114464

Lender

Name	MDC FINANCIAL SERVICE GROUP INC
Type	Bank
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,765 (+2%) Land $188,401 Building $232,364
2025	$5,726.00 (+7.01%)	$412,515 (+4.04%) Land $184,707 Building $227,808
2023	$5,351.00 (+1.98%)	$396,499 Land $177,536 Building $218,963
2022	$5,247.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2026)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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