Calvert County property record for 9628 Cortland Ln, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,209 sqft · built 1994 |
| Lot Size | 0.547 acres (23,827 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Dec 2023) |
| Tax Bill | $3,933 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-097749 |
| Primary APN | 03-097749 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,209 sqft Total Area |
| Basement Area | 429 sqft |
| Finished Basement | 429 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 23,827 sqft (0.547 acres) |
| Garage Type | Basement |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 097749 |
|---|---|
| Street Address | 9628 CORTLAND LN |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 160 SEC 4 APPLE GREENE |
| Legal Subdivision | SECTION FOUR APPLE GREENE |
| Legal Lot Number | 160 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 860103 |
9628 Cortland Ln is owned and occupied by an individual who bought it in December 2023.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9628 CORTLAND LN, DUNKIRK, MD 20754-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Nov 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 27, 2019 | Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2023 · Amount on File |
| Deed Sale | Dec 29, 2023 · Amount on File |
| Prior Sale | Aug 27, 2019 · Amount on File |
| Deed Book / Page | 6518 / 474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Dec 29, 2023 |
| Property Address | 9628 CORTLAND LN, DUNKIRK, MD 20754-9702 |
| Document Number | 0065180474 |
| Book / Page | 6518 / 474 |
| Map Reference | LB JLB 3 FO 151 |
| Instrument Date | Dec 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2024 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9628 CORTLAND LN, DUNKIRK, MD 20754-9702 |
| Document Number | 0006518482 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 6518/482 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9628 CORTLAND LN, DUNKIRK, MD 20754-9702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BETTERS LAW TTL & SETMNT LLC |
| Name | Verified Name |
|---|---|
| Address | 9628 CORTLAND LN, DUNKIRK, MD 20754-9702 |
| Document Number | 0057510177 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 5751/177 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 27, 2019 |
| Property Address | 9628 CORTLAND LN, DUNKIRK, MD 20754-9702 |
| Document Number | 0054220607 |
| Book / Page | 5422 / 607 |
| Map Reference | LB JLB 3 FO 151 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MARYLAND TRUST T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,649.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9628 CORTLAND LN, DUNKIRK, MD 20754-9702 |
| Document Number | 5422613 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 5422/613 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 9628 Cortland Ln was $3,933.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,333 | $375,200 Land $167,000 Building $208,200 | |
| 2025 | $3,933.00 | ||
| 2023 | $3,254.00 Homeowner's exemption | $313,233 | $343,900 Land $167,000 Building $176,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9628 Cortland Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9628 Cortland Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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