9628 Bethel Rd, Frederick, MD 21702 Property Records

Frederick County property record for 9628 Bethel Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,872 sqft · built 1998
Lot Size	26.8 acres (1,168,715 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Oct 1997)
Tax Bill	$10,999 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-436097`

Property Details

APN / Parcel Number

Primary APN	`21-436097`
Alternative APN	`436097`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,872 sqft Living Area
Gross Area	5,292 sqft
1st Floor Area	2,846 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,168,715 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	324 sqft
Shed	1 Shed
Shed Area	3,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	436097
Street Address	9628 BETHEL RD
City	FREDERICK
State	MD
Zip	21702-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	FARM LOT 2 26.836 ACRES SPRING HOUSE MANOR
Legal Subdivision	SPRING HOUSE MANOR
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	1
Census Block	1002
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9628 BETHEL RD, FREDERICK, MD 21702-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1997 · Amount on Record
Deed Sale	Oct 28, 1997 · Amount on Record
Deed Document Number	19976655
Deed Book / Page	2344 / 644
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9628 BETHEL RD, FREDERICK, MD 21702-2016
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9628 BETHEL RD, FREDERICK, MD 21702-2016

Mortgage

Document Number	0148070365
Date	Apr 22, 2021
Book Page	14807/365

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 20, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,003,800 (+30.92%) Land $304,800 Building $699,000	$1,003,800 (+30.92%) Land $304,800 Building $699,000
2025	$10,999.00 (+21.98%)
2023	$9,017.00 Homeowner's exemption	$766,700 Land $184,800 Building $581,900	$766,700 Land $184,800 Building $581,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1981–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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