9628 5th Bay St, Norfolk, VA 23518 Property Records

Norfolk City property record for 9628 5th Bay St, Norfolk, VA 23518

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,788 sqft · built 2020
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Company Names on Record
Last Sale	$720,000 (Oct 2025)
Tax Bill	$8,976 (2026)
Deeds & Mortgages	Jun 2026 Sale Oct 2025 Sale & Mortgage + 2 more
APN	`61319008`

Property Details

APN / Parcel Number

Primary APN	`61319008`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,788 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.138 acres)
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9628 5TH BAY ST
City	NORFOLK
State	VA
Zip	23518-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 13-07, BLK 13, EAST OCEAN VIEW
Legal Subdivision	EAST OCEAN VIEW SD
Legal Block	13
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2006
Census Tract	6501

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9628 5TH BAY ST, NORFOLK, VA 23518-1104
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 10, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 25, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage MOVEMENT MORTGAGE LLC
Jul 3, 2018	Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	202518518
Last Transfer Date	Jun 9, 2026
Transfer Doc	0000012517
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jun 29, 2026
Property Address	9628 5TH BAY ST, NORFOLK, VA 23518-1104
Document Number	0000012517
Instrument Date	Jun 9, 2026
Instrument	202612517
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	9628 5TH BAY ST, NORFOLK, VA 23518-1104

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Oct 10, 2025
Property Address	9628 5TH BAY ST, NORFOLK, VA 23518-1104
Document Number	0250018518
Map Reference	MB 76 PG 13
Instrument Date	Oct 1, 2025
Instrument	250018518
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9628 5TH BAY ST, NORFOLK, VA 23518-1104

Mortgage

Document Number	0250018519
Date	Oct 10, 2025
Instrument	250018519

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Aug 25, 2020
Property Address	9628 5TH BAY ST, NORFOLK, VA 23518-1104
Document Number	0200020009
Instrument Date	Aug 14, 2020
Instrument	200020009
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8625 CHAPIN ST, NORFOLK, VA 23503-5425

Mortgage

Document Number	0200020010
Date	Aug 25, 2020
Instrument	200020010

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jul 3, 2018
Property Address	9628 5TH BAY ST, NORFOLK, VA 23518-1104
Document Number	0180013629
Instrument Date	Jun 14, 2018
Instrument	180013629
Transaction Type	Construction Loan
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 N GREAT NECK RD STE 201, 201, VIRGINIA BEACH, VA 23454-1347
Investor	Possibly a Property Investor

Mortgage

Document Number	0180013630
Date	Jul 3, 2018
Instrument	180013630

Lender

Name	TOWNEBANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,976.00 (+4.54%)	$718,100 (+4.68%) Land $163,800 Building $554,300	$718,100 (+4.68%) Land $163,800 Building $554,300
2025	$8,586.00 (+8.27%)	$686,000 (+8.13%) Land $155,900 Building $530,100	$686,000 (+8.13%) Land $155,900 Building $530,100
2023	$7,930.00	$634,400 Land $123,900 Building $510,500	$634,400 Land $123,900 Building $510,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	209 units insured incl. 68 condo units
Nearby Flood Claims	161 (1978–2022)
Claims Outside the SFHA	1 of 161
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 20 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 52 claims Hurricane Isabel, Sep 2003 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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