9625 Splendor Dr, Union, KY 41091 Property Records

Boone County property record for 9625 Splendor Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,328 sqft · built 2011
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Oct 2024)
Tax Bill	$4,377 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051.00-11-053.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-11-053.00`
Alternative APN	`46387`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,328 sqft Finished Area
Basement Area	970 sqft
Unfinished Basement	970 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9625 SPLENDOR DR
City	UNION
State	KY
Zip	41091-6918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 SEC 9 HARMONY
Legal Subdivision	HARMONY
Legal Lot Number	53
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3006
Census Tract	70316

Owner

9625 Splendor Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Boone County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9625 SPLENDOR DR, UNION, KY 41091-6918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK FSB
Oct 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2024 · Amount on File
Deed Sale	Oct 17, 2024 · Amount on File
Prior Sale	Aug 1, 2011 · Amount on File
Deed Document Number	20241072957
Deed Book / Page	1229 / 987
Prior Transfer Date	Sep 20, 2021
Prior Transfer Doc	0D1174/786
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9625 SPLENDOR DR, UNION, KY 41091-6918
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4268/367
Date	Mar 4, 2020
Book Page	M4268/367
Instrument	796267

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Oct 1, 2021
Property Address	9625 SPLENDOR DR, UNION, KY 41091-6918
Document Number	0D1174/786
Book / Page	D1174 / 786
Map Reference	CAB 5 SL 497
Instrument Date	Sep 20, 2021
Instrument	849547
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9625 SPLENDOR DR, UNION, KY 41091-6918

Mortgage

Document Number	0000849548
Date	Oct 1, 2021
Instrument	849548

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9625 Splendor Dr was $4,377.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,377.00	$385,000 Land $40,000 Building $345,000
2024			$385,000 (+37.55%) Land $40,000 Building $345,000
2023	$3,260.00 (+25.29%)	$279,900 (+20.75%) Land $40,000 Building $239,900	$279,900 (+20.75%) Land $40,000 Building $239,900
2022	$2,602.00	$231,800 Land $40,000 Building $191,800	$231,800 Land $40,000 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9625 Splendor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9625 Splendor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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