9620 Crawford Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 9620 Crawford Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Sep 2022)
Tax Bill	$581 (2021)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-032-300-015-32-7-4`

Property Details

APN / Parcel Number

Primary APN	`10-032-300-015-32-7-4`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Exterior Material	Wood Siding
Lot Area	196,020 sqft (4.5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	9620 CRAWFORD RD
City	READING
State	MI
Zip	49274-9823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 400 FT E OF SW COR E1/2 SW1/4 TH N 600 FT TH E 400 FT TH S 600 FT TH W 400 FT TO POB SEC 32 T7S R4W 5.5 A M/L
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4018
Census Tract	50400

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 PENNY CT, FREMONT, IN 46737-8219
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN MICHIGAN BANK & TRUST
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	0001835690
Deed Book / Page	1835 / 690
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9620 CRAWFORD RD, READING, MI 49274-9823
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001780/377
Date	Nov 30, 2020
Book Page	1780/377

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	WATERVILLE, ME 4903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 19, 2022
Property Address	9620 CRAWFORD RD, READING, MI 49274-9823
Document Number	001835/690
Book / Page	1835 / 690
Instrument Date	Sep 19, 2022
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9260 CRAWFORD RD, READING, MI 49274-9766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PENNY CT, FREMONT, IN 46737-8219
Investor	Possibly a Property Investor

Mortgage

Document Number	0018350691
Date	Sep 19, 2022
Instrument	1835-0691

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 17, 2021
Property Address	9620 CRAWFORD RD, READING, MI 49274-9823
Document Number	001815/363
Book / Page	1815 / 363
Instrument Date	Dec 16, 2021
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 599, READING, MI 49274-0599

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 CAMDEN RD, OSSEO, MI 49266-9746

Mortgage

Document Number	0001815364
Date	Dec 17, 2021
Instrument	1815/364

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	1.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	2.9%
Max Rate At Change	2.9%
Index	1-Year CMT
Margin	3
Max Rate	6.9%

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$66,300	$132,529 Land $23,799 Building $108,730
2021	$581.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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