962 Witherspoon Loop, Laredo, TX 78046 Property Records

Webb County property record for 962 Witherspoon Loop, Laredo, TX 78046 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2005
Square Footage1,269 sqft Living Area
Lot Size5,273 sqft (0.121 acres)
OccupancyOwner Occupied
Last Sale$191,147 (2026)
Tax Bill$960.00 (2025)

Property Details

APN / Parcel Number

Primary APN922-30012-150
Alternative APN
  • 398311

Interior

Building Area1,269 sqft Living Area
1st Floor1,269 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer Exterior
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,273 sqft (0.121 acres)
PorchOpen Porch
Porch Area76 sqft Porch

Location & Zoning

Street Address962 WITHERSPOON LOOP
CityLAREDO
StateTX
Zip78046-8823
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFREEDOM PARK, BLOCK 12, LOT 15, PHASE 4
Legal SubdivisionFREEDOM PARK
Legal Phase4
Legal Block12
Legal Lot Number15
JurisdictionWEBB TX
Minor Civil DivisionLAREDO SOUTH-EL CENIZO
Census Blockgroup1
Census Block1000
Census Tract1824

Owner

Source: Webb County records · APN 922-30012-150

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address962 WITHERSPOON LOOP, LAREDO, TX 78046-8823
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2006Deed of Trust, Mortgage · Stand Alone Second Mortgage
SOUTHSTAR FUNDING LLC
Apr 17, 2026Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PLAZA HOME MORTGAGE INC
Apr 17, 2026Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PLAZA HOME MORTGAGE INC
Mar 14, 2023Vendor's Lien, Transfer · Conventional Mortgage
INTERNATIONAL BANK OF COMMERCE
Nov 23, 2021Gift Deed, Transfer
Feb 07, 2006Vendor's Lien, Subdivision Related Transfer · Adjustable Rate Mortgage (ARM)
SOUTHSTAR FUNDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2026 · Amount on Record
Deed SaleApr 17, 2026 · Amount on Record
Prior SaleMar 14, 2023 · Amount on Record
Deed Doc Number20261585048
Deed Book / Page6022 / 8
Prior Transfer DateNov 10, 2021
Prior Transfer Doc0001449745
Record RefreshedSep 20, 2026

February 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address962 WITHERSPOON LOOP, LAREDO, TX 78046-8823
Transaction TypeMortgage
Record UpdatedApr 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002023/202
DateFeb 07, 2006
Book Page2023/202
Instrument909386
Lender
NameSOUTHSTAR FUNDING LLC
TypeSubprime Lender
AddressATLANTA, GA 30350
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2036

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateApr 17, 2026
Property Address962 WITHERSPOON LOOP, LAREDO, TX 78046-8823
Document Number0001585048
Book / Page6022 / 8
Instrument DateApr 13, 2026
Instrument2026.1585048
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyEN TITLE, ENV TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sales Price
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 WITHERSPOON LOOP, LAREDO, TX 78046-8823

Mortgage

Document Number0001585048,
DateApr 17, 2026
Book Page6022/12
Instrument2026.1585048
Lender
NamePLAZA HOME MORTGAGE INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateApr 17, 2026
Property Address962 WITHERSPOON LOOP, LAREDO, TX 78046-8823
Document Number00006022/8
Book / Page6022 / 8
Instrument DateApr 13, 2026
Instrument20261585048
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyENV LAND TITLE, ENV TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sales Price
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 WITHERSPOON LOOP, LAREDO, TX 78046-8823

Mortgage

Document Number0001585048,
DateApr 17, 2026
Book Page6022/12
Instrument20261585048
Lender
NamePLAZA HOME MORTGAGE INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMar 14, 2023
Property Address962 WITHERSPOON LOOP, LAREDO, TX 78046-8823
Document Number005429/221
Book / Page5429 / 221
Map ReferenceVOL 25 PG 102
Instrument DateMar 13, 2023
Instrument1494162
Transaction TypeTransfer
Record UpdatedApr 30, 2026
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressAGAVE VERDE 7 FRACC LOS AGAVES II, EL PASO, TX 79936

Mortgage

Document Number0001494163
DateMar 14, 2023
Instrument1494163
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateApr 01, 2028
Change Frequency6 Months
Min Rate At Change6.37%
Max Rate At Change8.37%
IndexOther
Max Rate11.3%

November 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionWEBB TX
Recording DateNov 23, 2021
Property Address962 WITHERSPOON LOOP, LAREDO, TX 78046-8823
Document Number005159/604
Book / Page5159 / 604
Map ReferenceVOL 25 PG 102
Instrument DateNov 10, 2021
Instrument1449745
Transaction TypeTransfer
Record UpdatedJan 12, 2023

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1785 COX ST, EAGLE PASS, TX 78852-5477

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 WITHERSPOON LOOP, LAREDO, TX 78046-8823

February 2006: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateFeb 07, 2006
Property Address962 WITHERSPOON LOOP, LAREDO, TX 78046-8823
Document Number002023/175
Book / Page2023 / 175
Map ReferenceMB25 PG102
Instrument DateJan 31, 2006
Instrument909384
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 30, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 WITHERSPOON LOOP, LAREDO, TX 78046-8823
InvestorPossibly a Property Investor

Mortgage

Document Number0000909385
DateFeb 07, 2006
Instrument909385
Lender
NameSOUTHSTAR FUNDING LLC
TypeSubprime Lender
Special NotesLender is also the Seller
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueFeb 01, 2036
Interest
Rate TypeAdjustable Rate
Rate10.5%
Type Change DateFeb 01, 2008
Change Frequency6 Months
Min Rate At Change10.5%
Max Rate At Change12.5%
Index6-Month LIBOR
Max Rate16.5%

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$960.00 (+1.48%)$189,725 (+15.39%) Land $63,540 Building $126,185$189,725 (+15.39%) Land $63,540 Building $126,185
2024$946.00 (+86.96%)
2023$164,420 Land $45,611 Building $118,809$164,420 Land $45,611 Building $118,809
2022$506.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 12% of Texas
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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