962 Wilfred St, El Cajon, CA 92021 Property Records

San Diego County property record for 962 Wilfred St, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,369 sqft · built 1962
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$792,500 (Aug 2026)
Tax Bill	$8,558 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`388-292-16-00`

Property Details

APN / Parcel Number

Primary APN	`388-292-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	962 WILFRED ST
City	EL CAJON
State	CA
Zip	92021-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 29 TR 003771
Legal Subdivision	RENE MANOR
Legal Tract	003771
Legal Block	4
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4010
Census Tract	16502

Owner

962 Wilfred St is owned and occupied by two individuals who bought it in August 2026.

Source: San Diego County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	962 WILFRED ST, EL CAJON, CA 92021-3255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Mar 12, 2021	Grant Deed, Transfer · VA Mortgage WEST COAST FUNDING & REAL ESTATE SV
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY LLC
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jun 26, 2019	Intrafamily Transfer, Transfer · VA Mortgage BAY EQUITY LLC
Mar 29, 2018	Grant Deed, Transfer · VA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Mar 12, 2021 · Amount on File
Deed Document Number	2026247891
Prior Transfer Date	Apr 23, 2007
Prior Transfer Doc	0000294503
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2026
Property Address	962 WILFRED ST, EL CAJON, CA 92021-3255
Document Number	0000247891
Instrument Date	Aug 18, 2026
Instrument	2026247891
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,046.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 WILFRED ST, EL CAJON, CA 92021-3255

Mortgage

Document Number	0000247892,
Date	Aug 24, 2026
Instrument	2026247892

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 12, 2021
Property Address	962 WILFRED ST, EL CAJON, CA 92021-3255
Document Number	0000192202
Map Reference	MAP 3771
Instrument Date	Feb 19, 2021
Instrument	2021-0192202
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9922 BRUCKART SQ, SAN DIEGO, CA 92131-2506

Mortgage

Document Number	0000192203
Date	Mar 12, 2021
Instrument	2021-0192203

Lender

Name	WEST COAST FUNDING & REAL ESTATE SV
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	962 WILFRED ST, EL CAJON, CA 92021-3255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 WILFRED ST, EL CAJON, CA 92021-3255

Mortgage

Document Number	0000711336
Date	Nov 13, 2020
Instrument	2020-0711336

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jul 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	962 WILFRED ST, EL CAJON, CA 92021-3255
Document Number	0000462914
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	962 WILFRED ST EL CAJON CA 920213255, EL CAJON, CA 92021-3255

Mortgage

Document Number	0000462914
Date	Aug 18, 2020
Instrument	462914

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2019
Property Address	962 WILFRED ST, EL CAJON, CA 92021-3255
Document Number	0000251967
Map Reference	MAP 3771
Instrument Date	Jun 24, 2019
Instrument	2019-0251967
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 WILFRED ST, EL CAJON, CA 92021-3255

Mortgage

Document Number	0000251968
Date	Jun 26, 2019
Instrument	2019-0251968

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2018
Property Address	962 WILFRED ST, EL CAJON, CA 92021-3255
Document Number	0000124992
Instrument Date	Feb 23, 2018
Instrument	124992
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 WILFRED ST EL CAJON CA 920213255, EL CAJON, CA 92021-3255

Mortgage

Document Number	124993
Date	Mar 29, 2018
Instrument	124993

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 962 Wilfred St was $8,558.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$684,525 (+2%) Land $359,174 Building $325,351
2025	$8,558.00	$671,104 Land $352,132 Building $318,972
2023	$8,187.00 (-0.04%)	$645,046 Land $338,459 Building $306,587
2022	$8,190.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 962 Wilfred St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 962 Wilfred St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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