Pender County property record for 962 Tower Ct, Surf City, NC 28445
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,856 sqft · built 2014 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Mar 2015) |
| Tax Bill | $3,655 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 4213-82-7769-0000 |
| Primary APN | 4213-82-7769-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Lot Area | 1,307 sqft (0.03 acres) |
| Porch | Porch |
| Porch Area | 32 sqft |
| Deck Area | 208 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 400966203 |
|---|---|
| Street Address | 962 TOWER CT |
| City | SURF CITY |
| State | NC |
| Zip | 28445-5406 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PRD-1 |
| Legal Description | UNIT 7A REV PB 57/2 QUEENS GRANT |
| Legal Subdivision | QUEENS GRANT |
| Legal Lot Number | 7A |
| Legal Unit | 7A |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 920106 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 611 S SHORE DR, SURF CITY, NC 28445-6704 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2015 · Amount on Record |
| Deed Sale | Mar 12, 2015 · Amount on Record |
| Deed Document Number | 0001964547 |
| Deed Book / Page | 196 / 4547 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 962 TOWER CT # 7, 7, TOPSAIL BEACH, NC 28445 |
| Document Number | 0046910194 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 957 A TOWER CT TOPSAIL BEACH NC 28445, TOPSAIL BEACH, NC 28445 |
| Document Number | 0046910194 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 004691/000194 |
| Instrument | 20052606 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 8, 2049 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Topsail Beach Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,655.00 (+12.53%) | $961,140 (+118.21%) Land $402,903 Building $558,237 | $961,140 (+118.21%) Land $402,903 Building $558,237 |
| 2023 | $440,466 (-) Land $167,320 Building $273,146 | $440,466 (-) Land $167,320 Building $273,146 | |
| 2022 | $3,248.00 | $440,466 Land $167,320 Building $273,146 | $440,466 Land $167,320 Building $273,146 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 2,399 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,712 units insured incl. 313 condo units |
| Nearby Flood Claims | 661 (1986–2024) |
| Claims Outside the SFHA | 6 of 661 |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TOPSAIL BEACH serves 3,495 people · EPA ID NC0471020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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