962 Topia Rd, Piney Creek, NC 28663 Property Records

Alleghany County property record for 962 Topia Rd, Piney Creek, NC 28663

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,891 sqft · built 1994
Lot Size	6.44 acres (280,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$494,000 (Jul 2022)
Tax Bill	$2,058 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3011866145`

Property Details

APN / Parcel Number

Primary APN	`3011866145`
Alternative APNs	`78376` `82100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,891 sqft Living Area
1st Floor Area	1,580 sqft
Basement Area	1,580 sqft
Unfinished Basement	1,580 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Lot Area	280,526 sqft (6.44 acres)
Garage Type	Mixed
Garage Area	841 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	165 sqft
Shed	1 Shed
Shed Area	128 sqft
Lean-To	32 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	82100
Street Address	962 TOPIA RD
City	PINEY CREEK
State	NC
Zip	28663-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TD SPLIT FROM 3011-86-6158 FARM BLDG REPORTED 2005 LISTIN POOL & OTHER OBYS FOUND POOL FILLED IN W/CONCRETE
Jurisdiction	ALLEGHANY NC
Township / Civil Division	PINEY CREEK
Census Block Group	2
Census Block	2059
Census Tract	950300

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	962 TOPIA RD, PINEY CREEK, NC 28663-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 2, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Deed Document Number	20221618
Deed Book / Page	430 / 837
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jul 8, 2022
Property Address	962 TOPIA RD, PINEY CREEK, NC 28663-9155
Document Number	000430/837
Book / Page	430 / 837
Instrument Date	Jul 8, 2022
Instrument	1618
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$988.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3708 BRAY RD, 3708, HAMPTONVILLE, NC 27020-7279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CATTAIL CT, FAYETTEVILLE, GA 30215-5151

Mortgage

Document Number	0000001619
Date	Jul 8, 2022
Instrument	1619

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	962 TOPIA RD, PINEY CREEK, NC 28663-9155
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 TOPIA RD, PINEY CREEK, NC 28663-9155

Mortgage

Document Number	00428/1032
Date	May 2, 2022
Book Page	428/1032
Instrument	1032

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,058.00 (+0.54%)	$286,000 (-) Land $74,300 Building $211,700	$286,000 (-) Land $74,300 Building $211,700
2025	$2,047.00
2023		$286,000 Land $74,300 Building $211,700	$286,000 Land $74,300 Building $211,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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