Lane County property record for 962 Spruce St, Florence, OR 97439 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 2017 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Jan 2021) |
| Tax Bill | $4,648 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2018 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-26-31-04500-000 |
| Primary APN | 18-12-26-31-04500-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,276 sqft Finished Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 1,276 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | 0794097 |
|---|---|
| Street Address | 962 SPRUCE ST |
| City | FLORENCE |
| State | OR |
| Zip | 97439-8317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 12 |
| Legal Range | 12W |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NE |
| Legal Subdivision | GALLAGHERS |
| Legal Lot Number | 4500 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 707 |
Source: Lane County records · APN 18-12-26-31-04500-000
Assessment roll updated September 30, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 15490 OAKDALE RD, DALLAS, OR 97338-9107 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 12, 2018 | Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit OREGON PACIFIC BANK |
| Jan 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OREGON PACIFIC BKNG |
| Aug 25, 2017 | Warranty Deed, Transfer CASCADE TITLE |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | Aug 25, 2017 · Amount on Record |
| Deed Document Number | 2021-003640 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jul 17, 2026 |
| Property Address | 962 SPRUCE ST, FLORENCE, OR 97439-8317 |
| Document Number | 0000023777 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202623777 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 15490 OAKDALE RD, DALLAS, OR 97338-9107 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 962 SPRUCE ST, FLORENCE, OR 97439-8317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000026479 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 2018-026479 |
| Name | SELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97477 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 962 SPRUCE ST, FLORENCE, OR 97439-8317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CASCADE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000053144 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 2019-053144 |
| Name | OREGON PACIFIC BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, OR 97439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 10, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jan 19, 2021 |
| Property Address | 962 SPRUCE ST, FLORENCE, OR 97439-8317 |
| Document Number | 0000003640 |
| Map Reference | MB 30 PG 12 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2021-003640 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | CASCADE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 15490 OAKDALE RD, DALLAS, OR 97338-9107 |
| Document Number | 0000003641 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-003641 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 962 SPRUCE ST, FLORENCE, OR 97439-8317 |
| Document Number | 0000060257 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | CASCADE TITLE |
| Name | Verified Name |
|---|---|
| Address | 910 SPRUCE ST FLORENCE OR 974398317, FLORENCE, OR 97439-8317 |
| Document Number | 0000060257 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 60257 |
| Name | OREGON PACIFIC BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | FLORENCE, OR 97439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 30, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Aug 25, 2017 |
| Property Address | 962 SPRUCE ST, FLORENCE, OR 97439-8317 |
| Document Number | 0000042099 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 42099 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2017 |
| Title Company | CASCADE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 SPRUCE ST FLORENCE OR 974398317, FLORENCE, OR 97439-8317 |
Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Florence City |
| Unified School District | Siuslaw School District 97J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,648.00 (+5.9%) | $340,722 (+6.09%) | $646,625 (-13.67%) Land $78,507 Building $568,118 |
| 2023 | $4,389.00 (+4.23%) | $321,165 (+3%) | $749,039 (+15.02%) Land $68,551 Building $680,488 |
| 2022 | $4,211.00 | $311,811 | $651,252 Land $66,253 Building $584,999 |
Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390007073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Most Recent Claim | Jan 2012, river or lake flooding, Severe Winter Storm, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Concept Communications | Fiber | 10,000 / 10,000 |
| Spectrum | Cable | 1,000 / 1,000 |
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