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962 Spice Bottom Trl, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 962 Spice Bottom Trl, Seven Devils, NC 28604 · Last verified June 2026

Property Summary

Property TypeManufactured or Modular Home
Details4 bd · 2.5 ba · 1,826 sqft · built 2021
Lot Size4.8 acres (209,088 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Mar 2019)
Tax Bill$1,908 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN1878-60-9156-000

Property Details

APN / Parcel Number

Primary APN1878-60-9156-000
Alternative APN
  • 1813944

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,826 sqft Living Area
1st Floor Area1,522 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleModular
Exterior MaterialLogs
Lot Area209,088 sqft (4.8 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number1813944
Street Address962 SPICE BOTTOM TRL
CityBANNER ELK
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionSR 1560 (REAR)
Legal SubdivisionSPICE BOTTOM TRAIL
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group3
Census Block3028
Census Tract920900

Owner

Source: Watauga County records · APN 1878-60-9156-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address206 HISTORIC DR, MOUNT PLEASANT, SC 29464-6700
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Jun 02, 2020Deed, Construction Loan · Construction Mortgage
M & T BANK
Mar 15, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2019 · Amount on Record
Deed SaleMar 15, 2019 · Amount on Record
Deed Document Number2019677148
Deed Book / Page2018 / 75
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address962 SPICE BOTTOM TRL, SEVEN DEVILS, NC 28604
Transaction TypeMortgage
Record UpdatedOct 13, 2023
Title CompanyPOWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022370015
DateNov 17, 2021
Book Page2237/15
Instrument713972
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

June 2020: Deed, Construction Loan

Document TypeDeed
JurisdictionWATAUGA NC
Recording DateJun 02, 2020
Property Address962 SPICE BOTTOM TRL, SEVEN DEVILS, NC 28604-6126
Document Number0020960322
Book / Page2096 / 322
Map ReferenceMB 10 PG 221
Instrument DateApr 29, 2020
Instrument690794
Transaction TypeConstruction Loan
Record UpdatedSep 21, 2021
Title CompanyPOWERHOUSE TITLE GROUP LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 HIDDEN BLVD, MOUNT PLEASANT, SC 29464-8129

Mortgage

Document Number690795
DateJun 02, 2020
Instrument690795
Lender
NameM & T BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term369 Months
DueMar 01, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMar 15, 2019
Property Address962 SPICE BOTTOM TRL, SEVEN DEVILS, NC 28604-6126
Document Number0020180075
Book / Page002018 / 000075
Instrument DateMar 11, 2019
Instrument677148
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

AmountAmount Recorded
Tax$90.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address618 HIDDEN BLVD MOUNT PLEASANT SC 294648129, MOUNT PLEASANT, SC 29464-8129

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,908.00$487,200 (-) Land $47,800 Building $439,400
2024$487,200 Land $47,800 Building $439,400
2023$487,200 Land $47,800 Building $439,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899209003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 47 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies47 in force
17 of 47 on primary residences
Nearby Flood Claims21 (2004–2025)
Claims Outside the SFHA5 of 21
Most Recent ClaimMay 2025, river or lake flooding
Flood Events
  • Tropical Storm Helene (Sep 2024), 14 claims
  • Hurricane Ivan (Sep 2004), 2 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,449 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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