Yates County and Middlesex Town property record for 962 S Lake Rd, Middlesex, NY 14507
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,572 sqft · built 2017 |
| Lot Size | 0.371 acres (16,200 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $395,000 (May 2016) |
| Tax Bill | $12,087 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 572800 21.25-1-7 |
| Primary APN | 572800 21.25-1-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 786 sqft |
| 2nd Floor Area | 786 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 16,200 sqft (0.371 acres) |
| Lot Dimensions | 270 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 282 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0986-000 |
|---|---|
| Street Address | 962 S LAKE RD |
| City | MIDDLESEX |
| State | NY |
| Zip | 14507-9632 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | LR |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | YATES NY |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 150301 |
962 S Lake Rd, a residential property, is held in a trust since April 2022.
Source: Yates County and Middlesex Town records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 50 STRATTON RD, ROCHESTER, NY 14610-2759 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit THE CANANDAIGUA NATIONAL BANK & TRUST CO |
| May 11, 2022 | Intrafamily Transfer, Transfer |
| Aug 25, 2020 | Deed of Trust, Mortgage · Construction Mortgage CNB MORTGAGE CO |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2016 · Amount on File |
| Deed Sale | May 13, 2016 · Amount on File |
| Prior Sale | Nov 6, 2000 · Amount on File |
| Deed Book / Page | 703 / 77 |
| Last Transfer Date | Apr 19, 2022 |
| Transfer Doc | 0020228642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 962 S LAKE RD, MIDDLESEX, NY 14507-9632 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 962 S LAKE RD, MIDDLESEX, NY 14507-9632 |
| Document Number | 0202312184 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023-12184 |
| Name | THE CANANDAIGUA NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CANANDAIGUA, NY 14424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YATES NY |
| Recording Date | May 11, 2022 |
| Property Address | 962 S LAKE RD, MIDDLESEX, NY 14507-9632 |
| Document Number | 0020228642 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 2022-8642 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 50 STRATTON RD, ROCHESTER, NY 14610-2759 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 962 S LAKE RD, MIDDLESEX, NY 14507-9632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20201997 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-1997 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | PITTSFORD, NY 14534 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 962 S LAKE RD, MIDDLESEX, NY 14507-9632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000001996 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-00001996 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | PITTSFORD, NY 14534 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 962 S Lake Rd was $12,087, down 12.7% from the year before.
Source: Yates County and Middlesex Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Middlesex Town |
| Unified School District | Gorham-Middlesex Central School District (Marcus Whitman) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,087.00 (-12.71%) | ||
| 2025 | $13,847.00 | $420,500 Land $244,800 Building $175,700 | $568,200 Land $330,786 Building $237,414 |
| 2023 | $420,500 Land $244,800 Building $175,700 | $500,600 Land $291,431 Building $209,169 | |
| 2020 | $10,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 962 S Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 962 S Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures