Grant County property record for 962 Ridge Ave, Lancaster, WI 53813
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.278 acres (12,100 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,562 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-01503-0000 |
| Primary APN | 246-01503-0000 |
|---|
| Lot Area | 12,100 sqft (0.278 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 110 ft wide |
| Street Address | 962 RIDGE AVE |
|---|---|
| City | LANCASTER |
| State | WI |
| Zip | 53813-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND ESTATES BLOCK 3 LOT 3 (716/823,689/944) 110' X 110' |
| Legal Range | 03W |
| Legal Township | 04N |
| Legal Section | 10 |
| Legal Subdivision | HIGHLAND ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | GRANT WI |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 960700 |
962 Ridge Ave is owned and occupied by two individuals.
Source: Grant County records, as of March 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 962 RIDGE AVE, LANCASTER, WI 53813-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit HEARTLAND CREDIT UNION |
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit HEARTLAND CU |
| Jul 27, 2021 | Deed of Trust, Mortgage · Line of Credit HEARTLAND CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANT WI |
| Recording Date | Jul 27, 2026 |
| Property Address | 962 RIDGE AVE, LANCASTER, WI 53813-2119 |
| Document Number | 0000858595 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026858595 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 962 RIDGE AVE, LANCASTER, WI 53813-2119 |
| Investor | Possibly a Property Investor |
| Document Number | 0000858595, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026858595 |
| Name | HEARTLAND CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANT WI |
| Property Address | 962 RIDGE AVE, LANCASTER, WI 53813-2119 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000838158 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 838158 |
| Name | HEARTLAND CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 16, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANT WI |
| Property Address | 962 RIDGE AVE, LANCASTER, WI 53813-2119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 822598 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 822598 |
| Name | HEARTLAND CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 962 Ridge Ave was $2,562 with a homeowner's exemption.
Source: Grant County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Grant County |
| Municipality | Lancaster City |
| Unified School District | Lancaster Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,562.00 | $162,500 Land $30,100 Building $132,400 | $212,100 Land $39,287 Building $172,813 |
| 2023 | $2,226.00 | $162,500 Land $30,100 Building $132,400 | $176,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 962 Ridge Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 962 Ridge Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATERWORKS serves 3,907 people · EPA ID WI1220107 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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