962 Randolph Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 962 Randolph Ave, Saint Paul, MN 55102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,181 sqft · built 1912
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Mar 2023)
Tax Bill	$4,230 (2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2022 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-31-0124`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-31-0124`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,181 sqft Living Area
1st Floor Area	713 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	962 RANDOLPH AVE
City	SAINT PAUL
State	MN
Zip	55102-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Description	BRYANT'S RANDOLPH ST. ADDITION LOT 5 BLK 1
Legal Range	23
Legal Township	28
Legal Section	11
Legal Quarter	3
Quarter-Quarter Section	1
Legal Subdivision	BRYANTS RANDOLPH ST ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4001
Census Tract	36700

Owner

962 Randolph Ave is owned by an individual who bought it in March 2023.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Mailing Address	945 LINCOLN AVE, SAINT PAUL PARK, MN 55071-1323
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage IDEAL CU
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED STATES OF AMERICA
Oct 7, 2021	Deed of Trust, Mortgage · Unknown GOLDMAN SACHS BANK USA
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage CITY & COUNTY CU
Dec 16, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Mar 28, 2019	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BK NA
Dec 4, 2018	Grant Deed, Transfer · Line of Credit LAKEVIEW BK
Dec 4, 2018	Affidavit of Death, Transfer AT HOME TITLE, AT HM TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Deed Document Number	A04983736
Record Updated	Jun 7, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 27, 2023
Property Address	962 RANDOLPH AVE, SAINT PAUL, MN 55102-3315
Document Number	0A04983736
Instrument Date	Mar 20, 2023
Instrument	A04983736
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2023
Title Company	NOT AVAILABLE, DIVVY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$824.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 LINCOLN AVE, SAINT PAUL PARK, MN 55071-1323

Mortgage

Document Number	0A04983737
Date	Mar 27, 2023
Instrument	A04983737

Lender

Name	IDEAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	962 RANDOLPH AVE, SAINT PAUL, MN 55102-3315
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04931877
Date	Jan 31, 2022
Instrument	A04931877

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT PAUL, MN 55103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	14%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	962 RANDOLPH AVE, SAINT PAUL, MN 55102-3315
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04911903
Date	Oct 7, 2021
Instrument	A04911903

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	Unknown
Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 5, 2021
Property Address	962 RANDOLPH AVE, SAINT PAUL, MN 55102-3315
Document Number	0A04900465
Instrument Date	Aug 4, 2021
Instrument	A04900465
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$824.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST STE 1200, 1200, SAN FRANCISCO, CA 94104-1914
Investor	Possibly a Property Investor

Mortgage

Document Number	0A04900175
Date	Aug 5, 2021
Instrument	A04900175

Lender

Name	CITY & COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	962 RANDOLPH AVE, SAINT PAUL, MN 55102-3315
Document Number	0004790051
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 RANDOLPH AVE ST PAUL MN 551023315, ST PAUL, MN 55102-3315

Mortgage

Document Number	0004790051
Date	Dec 26, 2019
Instrument	4790051

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 28, 2019
Property Address	962 RANDOLPH AVE, SAINT PAUL, MN 55102-3315
Document Number	0004751048
Instrument Date	Mar 22, 2019
Instrument	4751048
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	AT HOME TITLE, AT HM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 RANDOLPH AVE ST PAUL MN 551023315, ST PAUL, MN 55102-3315

Mortgage

Document Number	4751050
Date	Mar 28, 2019
Instrument	4751050

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 4, 2018
Property Address	962 RANDOLPH AVE, SAINT PAUL, MN 55102-3315
Document Number	0004737444
Instrument Date	Nov 26, 2018
Instrument	4737444
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	AT HOME TITLE, AT HM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3246 39TH AVE S MINNEAPOLIS MN 554062212, MINNEAPOLIS, MN 55406-2212

Mortgage

Document Number	4737445
Date	Dec 4, 2018
Instrument	4737445

Lender

Name	LAKEVIEW BK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RAMSEY MN
Recording Date	Dec 4, 2018
Property Address	962 RANDOLPH AVE, SAINT PAUL, MN 55102-3315
Document Number	0004737443
Instrument Date	Nov 26, 2018
Instrument	4737443
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	AT HOME TITLE, AT HM TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 RANDOLPH AVE ST PAUL MN 551023315, ST PAUL, MN 55102-3315

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,230.00	$248,400 Land $36,000 Building $212,400	$248,400 Land $36,000 Building $212,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 962 Randolph Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 962 Randolph Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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