962 Mesa Terrace Dr, Katy, TX 77450 Property Records

Harris County property record for 962 Mesa Terrace Dr, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,276 sqft · built 1978
Lot Size0.25 acres (10,900 sqft)
OwnerIndividual Name on Record
Last Sale$313,000 (Jul 2021)
Tax Bill$6,074 (2025)
Deeds & MortgagesMay 2017 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN111-895-000-0027

Property Details

APN / Parcel Number

Primary APN111-895-000-0027

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,276 sqft Living Area
1st Floor Area2,276 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area10,900 sqft (0.25 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area656 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1118950000027
Street Address962 MESA TERRACE DR
CityKATY
StateTX
Zip77450-3809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 27 BLK 23 CIMARRON SEC 6
Legal SubdivisionCIMARRON SEC 6
Legal Block23
Legal Lot Number27
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1001
Census Tract455103

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address962 MESA TERRACE DR, KATY, TX 77450-3809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 19, 2021Vendor's Lien, Transfer · Conventional Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2021 · Amount on Record
Deed SaleJul 19, 2021 · Amount on Record
Prior SaleNov 3, 2009
Deed Document Number2021406325
Prior Transfer DateJul 14, 2021
Prior Transfer Doc0000406325
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address962 MESA TERRACE DR, KATY, TX 77450-3809
Transaction TypeMortgage
Record UpdatedSep 2, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000211623
DateMay 16, 2017
Instrument20170211623
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2037

July 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateJul 19, 2021
Property Address962 MESA TERRACE DR, KATY, TX 77450-3809
Document Number0000406325
Map ReferenceVOL 257 PG 70
Instrument DateJul 14, 2021
Instrument2021-406325
Transaction TypeTransfer
Record UpdatedSep 2, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 MESA TERRACE DR, KATY, TX 77450-3809

Mortgage

Document Number0000406326
DateJul 19, 2021
Instrument2021-406326
Lender
NameINDEPENDENT BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Mortgage

Document Number0000406327
DateJul 19, 2021
Instrument2021-406327
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term36 Months
DueJul 14, 2024

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,507 (-3.55%) Land $102,195 Building $177,312$279,507 (-3.55%) Land $102,195 Building $177,312
2025$6,074.00 (+14.09%)$289,792 (-4.75%) Land $75,700 Building $214,092$289,792 (-4.75%) Land $75,700 Building $214,092
2024$5,324.00 (-0.24%)
2023$304,237 Land $48,827 Building $255,410$304,237 Land $48,827 Building $255,410
2022$5,337.00 (+27.99%)
2020$4,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims2 (2014–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 81
serves 11,475 people · EPA ID TX1010581
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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